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BMW 325 Car Insurance

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The BMW 325 is a compact sports sedan known for balancing performance and refinement. Powered by a responsive engine and equipped with a precise chassis, it appeals to drivers seeking a dynamic driving experience in a practical, elegant package.

BMW 325 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the BMW 325 drops sharply, from $1830 in 2021 to $393 in 2025, before rising slightly to $428 in 2026. This marked decline likely reflects a shift in the model's risk profile or data over the years.

To find the best insurance for your BMW 325 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 325 cost in Quebec?

Premiums are highest in QUÉBEC ($802) and REPENTIGNY ($629), while GATINEAU ($201) and LAVAL ($202) show the lowest amounts. Other cities, such as LONGUEUIL ($481) and TROIS-RIVIÈRES ($402), fall within a mid-range bracket.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $200.56
LAVAL $202.2
LÉVIS $210.32
LONGUEUIL $480.96
MONTRÉAL $401.22
QUÉBEC $802
REPENTIGNY $629.32
SAINT-JÉRÔME $349.24
TROIS-RIVIÈRES $402

BMW 325 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
BMW 325 2006 $740.16
BMW 325 2005 $516.70
BMW 325 2004 $353.21
BMW 325 2003 $368.36
BMW 325 2002 $484.03
BMW 325 2001 $443.96

Frequently asked questions (FAQ)

How much does auto insurance cost for a BMW 325?
The average premium for a BMW 325 has varied significantly over time, dropping from $1830 in 2021 to $393 in 2025, then rising to $428 in 2026 based on available data.
Why has the BMW 325 premium dropped so much since 2021?
The sharp decline, from $1830 to $393 between 2021 and 2025, may reflect a reassessment of the model's risk profile or adjustments in the available historical data.
Which city offers the lowest insurance cost for a BMW 325?
Based on the data provided, GATINEAU ($201) and LAVAL ($202) show the lowest average premiums for this model.
Why is the premium higher in Quebec City than elsewhere?
In QUÉBEC, the average premium reaches $802, significantly above the other compared cities, which may be explained by local factors related to claim frequency.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Will the BMW 325 premium keep rising in 2026?
After a continuous decline through 2025, the average premium rises slightly to $428 in 2026, but it's too early to confirm a new upward trend.
How can I lower my premium for a BMW 325?
Comparing quotes from several insurers, maintaining a good driving record, and bundling insurance policies are effective ways to reduce costs for this type of vehicle.

Offers received by our customers on BMW 325 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

Versions covered by this BMW 325 page

The premiums above cover every version of the BMW 325, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
325Ci 2DR 2001 - 2006
325Ci CABRIOLET 2001 - 2006
325i 4DR 2001 - 2006
325i SPORT WAGON 2001 - 2002
325i TOURING WAGON 2001 - 2005
325xi 4DR AWD 2001 - 2006
325xi SPORT WAGON AWD 2001 - 2003
325xi TOURING WAGON AWD 2004 - 2006

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