Find and compare cheap insurance quotes

BMW X2 Car Insurance

View offers received by our clients for their BMW X2 car insurance

Click here to save on your car insurance

The BMW X2 is a sporty compact SUV blending sedan-like agility with utility-vehicle versatility. It appeals to urban drivers seeking a premium look and advanced onboard technology in a compact footprint.

BMW X2 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the BMW X2 show a marked evolution: after peaking at $12323 in 2021, they drop to $1450 in 2022, then rise gradually to $1629 (2023), $2056 (2024), $2240 (2025), and $3636 (2026). This irregularity suggests a variable data sample rather than a linear trend.

To find the best insurance for your BMW X2 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X2 cost in Quebec?

Premiums for the BMW X2 are highest in Montreal ($11487), Brossard ($3308), and Laval ($3024), while Drummondville ($991), Saguenay ($1197), and Trois-Rivières ($1255) show the lowest amounts. The gap between Montreal and the most affordable cities is considerable.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2339.19
DRUMMONDVILLE $990.81
GATINEAU $1578.88
LAVAL $3024.44
LÉVIS $3201.15
LONGUEUIL $2081.15
MONTRÉAL $11487.22
QUÉBEC $1928.97
REPENTIGNY $1439.87
Saguenay $1197.27
SAINT-JÉRÔME $2335.05
SHERBROOKE $1717.84
TERREBONNE $2236.58
TROIS-RIVIÈRES $1254.59

Frequently asked questions (FAQ)

How much does it cost to insure a BMW X2?
In 2026, the average premium for a BMW X2 is $3636. This amount varies considerably by city and year, with figures ranging from $991 to over $11000 depending on the available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why does the BMW X2 premium vary so much year to year?
The data shows a premium of $12323 in 2021 dropping to $1450 in 2022, then rising back to $3636 by 2026. These swings may reflect changes in the insured sample rather than a true market trend.
Which city has the highest BMW X2 insurance cost?
Montreal shows the highest average premium at $11487, followed by Brossard ($3308) and Laval ($3024).
Where is the BMW X2 cheapest to insure?
Based on the data provided, Drummondville ($991), Saguenay ($1197), and Trois-Rivières ($1255) show the lowest average premiums.
What factors influence a BMW X2's premium?
Luxury vehicle status, high parts costs, engine power, and theft frequency significantly influence the premium for a BMW X2.
How can I lower my BMW X2 premium?
Comparing quotes from several insurers, choosing a higher deductible, and bundling auto and home insurance are effective ways to reduce the premium.

Offers received by our customers on BMW X2 cars

Similar brands

AUDI
Q3
MERCEDES
GLA
LEXUS
UX
VOLVO
XC40

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026