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BMW 528 Car Insurance

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The BMW 528 is an executive sedan combining refined comfort, onboard technology, and a distinctly German driving dynamism. Positioned in the prestige segment, it attracts drivers seeking elegance, balanced performance, and status appeal.

BMW 528 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the BMW 528 fluctuate rather than follow a linear trend: they drop from $1998 to $1369 in 2023, then rise to $1935 in 2025 before settling at $1750 in 2026. This variability points to an unstable history rather than a steady increase or decrease.

To find the best insurance for your BMW 528 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 528 cost in Quebec?

Geographic differences are pronounced for the BMW 528: Montreal shows the highest premium ($3362), followed by Quebec City ($2192) and Laval ($2211), while Sherbrooke stands out with a notably lower amount ($299). Gatineau ($1666) and Trois-Rivières ($1704) fall in a mid-range band.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1666
LAVAL $2211.21
MONTRÉAL $3362.12
QUÉBEC $2191.62
SHERBROOKE $299.1
TROIS-RIVIÈRES $1704.19

BMW 528 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
BMW 528 2016 $2170.51
BMW 528 2015 $1940.54
BMW 528 2014 $2340.92
BMW 528 2013 $1475.14
BMW 528 2012 $1887.74
BMW 528 2011 $1808.01
BMW 528 2010 $501.47
BMW 528 2009 $902.45
BMW 528 2008 $1451.91

Frequently asked questions (FAQ)

How much does insurance cost for a BMW 528?
The average premium for a BMW 528 has ranged between $1369 and $1998 depending on the year, reaching $1750 in 2026 according to the latest available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is required to drive a road vehicle on public roads.
Why does the BMW 528 premium vary so much year to year?
Premiums fluctuate between $1369 and $1998 over the period, which may reflect changes in repair costs, claim frequency, or insurer adjustments rather than a steady trend.
Which city offers the lowest insurance cost for a BMW 528?
Based on the data provided, Sherbrooke shows the lowest premium ($299), a significant gap compared to Montreal ($3362), the most expensive city.
Why is Montreal's premium so high for the BMW 528?
Urban density, traffic volume, and claim frequency in Montreal contribute to an average premium of $3362, notably above other cities in the table.
What factors influence BMW 528 insurance costs?
Parts costs, engine power, and its classification as a premium sedan influence the premium, along with the driver's city of residence and profile.
How can I reduce my BMW 528 insurance premium?
Comparing quotes from several partner insurers remains the best way to identify price differences, especially given the variability observed across cities.

Offers received by our customers on BMW 528 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

Versions covered by this BMW 528 page

The premiums above cover every version of the BMW 528, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
528i 4DR 2008 - 2015
528i xDrive 4DR AWD 2009 - 2016
528xi 4DR AWD 2008

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BMW 528 by city

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