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BMW Z4 Car Insurance

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The BMW Z4 is a two-seat roadster with a sporty temperament, combining elegant lines with dynamic rear-wheel-drive handling. Designed for open-air driving enthusiasts, it appeals to drivers seeking a premium convertible with distinctive character.

BMW Z4 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the BMW Z4 rise overall, moving from $190 to $610, with a notable jump in 2024 ($604) and a slight dip in 2025 ($570) before climbing back to $610 in 2026. The general trend remains upward despite these fluctuations.

To find the best insurance for your BMW Z4 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW Z4 cost in Quebec?

The highest premiums are seen in Brossard ($1347), Quebec City ($837), and Longueuil ($746), while Repentigny ($154), Saguenay ($309), and Terrebonne ($368) show the lowest amounts. The gap between cities remains significant for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1346.80
DRUMMONDVILLE $426.04
LAVAL $619.73
LÉVIS $404.95
LONGUEUIL $746.10
QUÉBEC $837.10
REPENTIGNY $154.34
Saguenay $309.36
SAINT-JÉRÔME $438.93
SHERBROOKE $434.83
TERREBONNE $368.25
TROIS-RIVIÈRES $452.48

Frequently asked questions (FAQ)

How much does it cost to insure a BMW Z4?
Based on available data, the average premium for a BMW Z4 is $610 in 2026, after ranging between $190 and $604 in previous years.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the Z4's premium fluctuate so much between 2021 and 2026?
The premium rose from $190 in 2021 to $604 in 2024, then slightly dipped to $570 in 2025 before climbing back to $610 in 2026. These variations may reflect adjustments in claims data and repair costs.
Which city has the highest insurance cost for the Z4?
Based on the data provided, Brossard shows the highest premium at $1347, followed by Quebec City ($837) and Longueuil ($746).
Where is the Z4 cheapest to insure?
Repentigny ($154), Saguenay ($309), and Terrebonne ($368) show the lowest average premiums among the analyzed cities.
What factors influence the Z4's insurance premium?
The vehicle's sporty classification, driver profile, parts costs, and city of residence all play a role in the final premium, which varies considerably from one region to another.
How can I get the best premium for a BMW Z4?
Comparing multiple insurer quotes remains the best way to secure a competitive price, given the significant differences observed between cities for this model.

Offers received by our customers on BMW Z4 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026