BMW I4 Car Insurance

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The BMW i4 is a premium electric sedan combining sporty performance with energy efficiency. With aerodynamic styling and a quiet ride, it appeals to urban drivers seeking cutting-edge technology and the prestige of the Bavarian brand.

BMW I4 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the BMW i4 fluctuate rather than follow a linear trend, moving from $2283 in 2022 to $1722 in 2023, then climbing to $2333 in 2025 before easing to $2192 in 2026. This variability reflects evolving repair costs specific to electric vehicles.

To find the best insurance for your BMW I4 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your BMW I4

How much does insurance for your BMW I4 cost in Quebec?

BMW i4 premiums vary significantly by city: Quebec City posts the highest amount ($3063), followed by Longueuil ($2363) and Laval ($2357), while Sherbrooke ($1158) and Repentigny ($1533) show the lowest premiums. The gap between extremes exceeds $1900.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$2157.56
GATINEAU	$1924.57
LAVAL	$2357.12
LÉVIS	$1674.10
LONGUEUIL	$2362.85
MONTRÉAL	$2189.35
QUÉBEC	$3063.32
REPENTIGNY	$1533.06
SAINT-JEAN-SUR-RICHELIEU	$2290.09
SAINT-JÉRÔME	$1980.13
SHERBROOKE	$1158.28
TERREBONNE	$2001.49
TROIS-RIVIÈRES	$1578.90

Frequently asked questions (FAQ)

How much does auto insurance cost for a BMW i4?

The average premium for a BMW i4 varies by year, ranging from $1722 in 2023 to $2333 in 2025. In 2026, the average stands at $2192.

Do BMW i4 premiums increase every year?

No, they fluctuate. After dropping in 2023 ($1722), premiums rose to $2333 in 2025 before easing to $2192 in 2026, with no clear linear trend.

Which city has the highest cost to insure a BMW i4?

Based on the data, Quebec City shows the highest premium at $3063, followed by Longueuil ($2363) and Laval ($2357).

Where is the BMW i4 cheapest to insure?

Sherbrooke ($1158) and Repentigny ($1533) offer the lowest average premiums among the cities provided.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why can insuring an electric vehicle like the i4 cost more?

Battery and specialized electric component repair costs, along with the vehicle's high replacement value, can push premiums upward.

TESLA
MODEL
3

AUDI
Q4
E-TRON

MERCEDES
EQE

POLESTAR
2

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/08/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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