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BMW 328 Car Insurance

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The BMW 328 is a luxury sport sedan combining dynamic driving manners with German refinement. It appeals to drivers seeking a premium experience, an agile chassis, and polished interior craftsmanship within the upscale compact sedan segment.

BMW 328 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the BMW 328 fluctuate without a clear trend, ranging from $1368 in 2024 to $1534 in 2022, settling at $1473 in 2026. This relative stability suggests a fairly consistent risk profile for this model over the years.

To find the best insurance for your BMW 328 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 328 cost in Quebec?

Premiums are highest in Terrebonne ($2376), Laval ($2093), and Montreal ($1899), while Brossard ($512), Saguenay ($864), and Lévis ($874) show the lowest amounts. The gap between cities remains quite pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $512.14
DRUMMONDVILLE $1562.24
GATINEAU $1355.66
LAVAL $2013.83
LÉVIS $873.91
LONGUEUIL $1771.84
MONTRÉAL $2026.97
QUÉBEC $1723.67
REPENTIGNY $1034.62
SAINT-JÉRÔME $1154.19
SHERBROOKE $1865.51
TERREBONNE $2704.77
TROIS-RIVIÈRES $1656.75

BMW 328 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
BMW 328 2018 $2134.82
BMW 328 2017 $1370.94
BMW 328 2016 $2207.44
BMW 328 2015 $1918.08
BMW 328 2014 $1690.09
BMW 328 2013 $1792.07
BMW 328 2012 $1648.93
BMW 328 2011 $1098.30
BMW 328 2010 $959.00
BMW 328 2009 $944.40
BMW 328 2008 $816.53
BMW 328 2007 $708.24

Frequently asked questions (FAQ)

How much does it cost to insure a BMW 328?
The average premium for a BMW 328 varies by year, ranging from $1368 in 2024 to $1534 in 2022, with a value of $1473 in 2026 based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Does the BMW 328 premium increase over time?
No, data from 2021 to 2026 shows fluctuation rather than a steady rise, with premiums ranging between $1368 and $1534 over the period.
Which city offers the lowest insurance cost for a BMW 328?
Based on the data provided, Brossard ($512), Saguenay ($864), and Lévis ($874) post the lowest average premiums for this model.
Why does the premium vary so much between cities?
The gap between Terrebonne ($2376) and Brossard ($512) reflects differences in traffic density, claim frequency, and vehicle theft rates across regions.
What factors influence the premium for a BMW 328?
Its luxury-vehicle status, parts costs, engine power, and the risk profile tied to this sporty segment all directly affect the premium amount.
How can I reduce my premium for a BMW 328?
Comparing quotes from several insurers and bundling auto with home insurance remain the most effective ways to secure a better price.

Offers received by our customers on BMW 328 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

Versions covered by this BMW 328 page

The premiums above cover every version of the BMW 328, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
328d 4DR 2014 - 2018
328d xDrive 4DR AWD 2014 - 2018
328d xDrive TOURING WAGON AWD 2014 - 2018
328i 2DR 2007 - 2013
328i 4DR 2007 - 2016
328i CABRIOLET 2007 - 2013
328i SPORT WAGON 2007 - 2012
328i xDrive 2DR AWD 2009 - 2013
328i xDrive 4DR AWD 2009 - 2016
328i xDrive GT 5DR AWD 2014 - 2016
328i xDrive TOURING WAGON AWD 2009 - 2016
328xi 2DR AWD 2007 - 2008
Show the 2 other versions

328xi 4DR AWD (2007 - 2008), 328xi TOURING WAGON AWD (2007 - 2008)


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