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BMW I3S Car Insurance

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The BMW i3s is a compact electric city car with a forward-thinking design, built for agile and quiet urban driving. It appeals to tech-savvy drivers seeking premium electric mobility, combining instant performance with a reduced environmental footprint.

BMW I3S CAR INSURANCE RATES SINCE 2022.

Between 2022 and 2025, premiums for the BMW i3s fluctuate significantly, dropping from $1766 in 2022 to $771 in 2023, then rising again to $1297 in 2024 and $1417 in 2025. This variability makes it difficult to identify a stable trend over the available period.

To find the best insurance for your BMW I3S vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW I3S cost in Quebec?

Based on the data provided, Laval shows an average premium of $2650 for the BMW i3s, higher than the yearly average premiums observed for this model between 2022 and 2025.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

Frequently asked questions (FAQ)

How much does insurance cost for a BMW i3s?
The average premium for a BMW i3s varies by year, ranging from $771 in 2023 to $1766 in 2022. In 2025, the average stands at $1417.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the BMW i3s premium fluctuate so much between 2022 and 2025?
These fluctuations may reflect changes in available data, the volume of insured vehicles, or insurer adjustments for premium electric vehicles like the i3s.
Is the BMW i3s more expensive to insure in Laval?
Based on the data provided, the average premium in Laval reaches $2650, higher than the yearly averages observed for this model.
What factors influence the premium of a BMW i3s?
Its status as a premium electric vehicle, specialized parts costs, and high replacement value are key factors influencing the BMW i3s premium.
How can I reduce the cost of insuring a BMW i3s?
Comparing quotes from several insurers and checking for electric vehicle discounts can help reduce the overall premium.

Offers received by our customers on BMW I3S cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026