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BMW X4 Car Insurance

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The BMW X4 is a premium coupe SUV that combines sporty elegance with crossover versatility. With its distinctive silhouette and athletic stance, it delivers a dynamic driving experience while maintaining comfort and practicality. Its refined interior, advanced technologies, and impressive performance make it an appealing choice for those seeking a vehicle that combines style, luxury, and functionality.

BMW X4 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Insurance premiums for the BMW X4 show an irregular trend between 2021 and 2025. After a notable decrease in 2022 to $1408, costs increased significantly in 2023 ($1939) and 2024 ($2482), before slightly decreasing in 2025 to $2409. This volatility may reflect changing repair costs and claim statistics.

To find the best insurance for your BMW X4 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X4 cost in Quebec?

Insurance premiums for the BMW X4 vary significantly by city. Saint-Jérôme has the highest costs at $8043, followed by Montreal at $3256 and Gatineau at $2825. In contrast, Trois-Rivières ($1582), Lévis ($1643), and Repentigny ($1739) offer the most advantageous premiums, illustrating the significant impact of location on insurance costs.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1509.27
LAVAL $2271.26
LÉVIS $1237.15
MONTRÉAL $3359.48
QUÉBEC $1885.57
SHERBROOKE $2532.07
TROIS-RIVIÈRES $1880.25

Offers received by our customers on BMW X4 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 11/21/2025