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BMW 1 SERIES Car Insurance

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BMW M represents the German automaker's performance division, known for sharpened engines, precise chassis tuning, and a sporty premium positioning. It attracts enthusiast drivers seeking a dynamic driving experience and recognized technical prestige.

BMW 1 SERIES CAR INSURANCE RATES SINCE 2024.

Available data for the BMW M covers 2022, 2024, 2025, and 2026, with no value recorded for 2023. The average premium moves from $0 in 2022 to $511 in 2024, then decreases to $492 in 2025 and $266 in 2026. This limited and discontinuous history does not allow for a clear linear trend.

To find the best insurance for your BMW 1 SERIES vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 1 SERIES cost in Quebec?

Based on the data provided, the average premium for the BMW M in Québec City is $351. Since no other cities were provided, a broader geographic comparison is not possible with the current data.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

Frequently asked questions (FAQ)

How much does auto insurance cost for a BMW M?
Based on the available data, the average premium for a BMW M varies significantly by year, reaching $511 in 2024, $492 in 2025, and $266 in 2026.
Has the BMW M premium changed much over the years?
Yes, but irregularly. After a value of $0 in 2022 (no data for 2023), the premium reached $511 in 2024 before dropping to $266 in 2026, with no clear linear trend.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
How much does it cost to insure a BMW M in Quebec City?
Based on the data provided, the average premium for a BMW M in Quebec City is $351, lower than some of the annual figures seen elsewhere in the historical data.
Why can BMW M premiums vary so much?
Sports-vehicle classification, parts costs, engine power, and year-to-year coverage variations can all explain significant swings in the average premiums observed.
How can I lower my BMW M insurance premium?
Comparing quotes from several insurers, adjusting optional coverage, and maintaining a clean driving record remain the most effective ways to reduce the premium for this type of performance vehicle.

No recent premium example was found for "BMW 1 SERIES".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

Versions covered by this BMW 1 SERIES page

The premiums above cover every version of the BMW 1 SERIES, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
1 SERIES M 2DR COUPE 2011
M 2DR COUPE 2001 - 2008
M ROADSTER 2001 - 2008

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