BMW X1 2012 Car Insurance

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The 2012 BMW X1 is a premium compact SUV that combines city-friendly handling with the brand's signature driving comfort. Ideal for drivers seeking a practical, versatile vehicle without giving up German refinement.

BMW X1 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2012 BMW X1 fluctuate without a clear linear trend, rising from $881 to $1181 in 2023, then dropping to $949 in 2025 before climbing back to $1119. These variations reflect changes in repair costs and the insurance market for this aging model.

To find the best insurance for your BMW X1 2012 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your BMW X1 2012 cost in Quebec?

Premiums vary widely by city for the 2012 BMW X1: Laval shows the highest amount ($1475), followed by Sherbrooke ($1418), while Saguenay ($289) and Repentigny ($498) present much lower premiums. Montreal ($1125) and Quebec City ($1134) fall in a mid-range bracket.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$1800
LAVAL	$1475.32
MONTRÉAL	$1199.72
QUÉBEC	$1133.87
Saguenay	$288.85
SHERBROOKE	$1122.7

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 BMW X1?

The average premium for a 2012 BMW X1 has ranged between $881 and $1181 across the years, reaching $1119 in 2026 based on the latest available data.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Have premiums for the 2012 X1 changed much over time?

Yes. Between 2021 and 2026, the average premium fluctuated between a low of $881 and a high of $1181, without a consistent trend, reflecting periodic market adjustments.

Which city offers the lowest insurance cost for a 2012 BMW X1?

Based on the data provided, Saguenay ($289) and Repentigny ($498) show the lowest average premiums, well below Laval ($1475) or Sherbrooke ($1418).

Why do premiums vary so much between cities for this vehicle?

Differences reflect traffic density, claim frequency, and theft rates specific to each region, explaining the gap between Laval ($1475) and Saguenay ($289).

What factors influence the premium of a 2012 BMW X1?

The vehicle's age, cost of imported parts, annual mileage, and the owner's driving record are among the most significant factors for this model.

AUDI
Q3

MERCEDES
GLA

VOLVO
XC40

ACURA
RDX

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/08/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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