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BMW X1 2024 Car Insurance

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The 2024 BMW X1 is a compact urban SUV combining agility, premium finishing, and modern onboard technology. Designed for active city drivers, it delivers a dynamic driving experience in a practical, versatile format.

BMW X1 2024 CAR INSURANCE RATES SINCE 2023.

Between 2023 and 2026, premiums for the 2024 BMW X1 fluctuate, moving from $1916 in 2023 to $2267 in 2024, dipping to $2064 in 2025, then rising to $2546 in 2026. This variability reflects shifting insurance cost adjustments rather than a stable linear trend.

To find the best insurance for your BMW X1 2024 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X1 2024 cost in Quebec?

Premiums for the 2024 BMW X1 vary significantly by city: Quebec City posts the highest amount ($3272), followed by Montreal ($2288) and Brossard ($2280), while Lévis stands out with the lowest premium ($1267).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2280.28
LÉVIS $1267.14
MONTRÉAL $2288.13
QUÉBEC $3272.32

Frequently asked questions (FAQ)

How much does insurance cost for a 2024 BMW X1?
The average premium for a 2024 BMW X1 was $2267 in 2024, with year-to-year variation ranging from $1916 to $2546 between 2023 and 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Are premiums for the 2024 BMW X1 consistently increasing?
No, the progression is not linear. The premium rose from $1916 in 2023 to $2267 in 2024, dropped to $2064 in 2025, then reached $2546 in 2026.
Which city offers the lowest insurance cost for a 2024 BMW X1?
Based on the data provided, Lévis has the lowest premium at $1267, compared to Quebec City where it reaches $3272.
Why is the BMW X1 more expensive to insure than a regular compact vehicle?
Its premium classification, higher cost of OEM parts, and specialized labor for this German automaker contribute to premiums above the average for compact SUVs.
How can I lower my insurance premium for a 2024 BMW X1?
Comparing quotes from multiple insurers, choosing a higher deductible, and bundling auto and home insurance are effective ways to reduce costs.

Offers received by our customers on BMW X1 2024 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026