BMW X1 2018 Car Insurance

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The 2018 BMW X1 is a premium compact SUV blending urban agility with upscale finishes. Ideal for drivers seeking a dynamic drive and a refined cabin, it stands as a luxury alternative to mainstream compact SUVs.

BMW X1 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2018 BMW X1 fluctuate without a clear linear trend, dropping from $1513 in 2021 to a low of $1228 in 2023, then rising back to $1436 in 2026. The evolution reflects overall relative stability despite yearly variations.

To find the best insurance for your BMW X1 2018 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your BMW X1 2018

How much does insurance for your BMW X1 2018 cost in Quebec?

Premiums are highest in Montreal ($2084) and Terrebonne ($1992), while Saguenay ($414) and Brossard ($792) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$791.70
LAVAL	$1522.77
LÉVIS	$1034.41
MONTRÉAL	$2084.45
QUÉBEC	$990.76
Saguenay	$414.2
SAINT-JEAN-SUR-RICHELIEU	$1580.5
SAINT-JÉRÔME	$1549.98
TERREBONNE	$1991.98
TROIS-RIVIÈRES	$895.45

Frequently asked questions (FAQ)

How much does it cost to insure a 2018 BMW X1?

The average premium for a 2018 BMW X1 varies by year, ranging from $1228 in 2023 to $1542 in 2022, with an average of $1436 in 2026.

Are premiums for the 2018 BMW X1 increasing over time?

No, the trend isn't linear. The premium dropped to $1228 in 2023 before gradually rising back to $1436 in 2026, suggesting relative stability rather than a continuous increase.

Which city offers the lowest insurance cost for a 2018 X1?

Based on the data provided, Saguenay ($414) and Brossard ($792) post the lowest average premiums for this model.

Why does Montreal show the highest premium for this model?

With an average premium of $2084, Montreal stands out due to higher traffic density and greater claim risk, unlike cities such as Saguenay ($414).

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.

What factors influence the premium for a 2018 BMW X1?

Its premium SUV status, specialized parts costs, and replacement value contribute to premiums generally higher than mainstream SUVs.

AUDI
Q3

MERCEDES
GLA

VOLVO
XC40

LEXUS
NX

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/08/2026

Model version by year

Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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