BMW X1 2025 Car Insurance

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The 2025 BMW X1 is a premium compact SUV that blends urban agility, advanced onboard technology, and upscale finishing. It appeals to drivers seeking a practical daily vehicle while retaining the prestige and refinement associated with the Bavarian brand.

BMW X1 2025 CAR INSURANCE RATES SINCE 2024.

Between 2024 and 2026, premiums for the 2025 BMW X1 fluctuate slightly, moving from $2373 in 2024 to $2303 in 2025, then rising to $2444 in 2026. This variation remains moderate and does not reflect a strong upward or downward trend over the available period.

To find the best insurance for your BMW X1 2025 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your BMW X1 2025

How much does insurance for your BMW X1 2025 cost in Quebec?

Premiums for the 2025 BMW X1 are highest in Montreal ($3563) and Longueuil ($2918), while Brossard ($1249) and Drummondville ($1269) post the lowest amounts among the provided cities. Other cities, such as Sherbrooke ($2021) and Quebec City ($1769), fall within a mid-range, illustrating a significant geographic spread.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1248.61
DRUMMONDVILLE	$1269.04
LAVAL	$2105.26
LÉVIS	$0
LONGUEUIL	$2917.93
MONTRÉAL	$3563.13
QUÉBEC	$1560.88
Saguenay	$2134.53
SAINT-JÉRÔME	$2504.82
SHERBROOKE	$2020.7
TROIS-RIVIÈRES	$2206.93

Frequently asked questions (FAQ)

How much does insurance cost for a 2025 BMW X1?

The average premium for a 2025 BMW X1 varies by reference year, ranging from $2303 in 2025 to $2444 in 2026, with $2373 recorded in 2024.

Is the 2025 BMW X1 premium rising over time?

Available data shows a slight decrease between 2024 ($2373) and 2025 ($2303), followed by an increase to $2444 in 2026. The variation remains moderate over the observed period.

Which city has the highest insurance cost for the 2025 BMW X1?

Based on the data provided, Montreal ($3563) and Longueuil ($2918) show the highest average premiums for this model.

Where is the 2025 BMW X1 cheapest to insure?

Brossard ($1249) and Drummondville ($1269) offer the lowest average premiums among the provided cities.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Why is insuring a premium SUV like the X1 more expensive?

Higher replacement value, specialized parts costs, and certified labor for luxury vehicles typically drive premiums above those of mainstream SUVs.

AUDI
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MERCEDES
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XC40

LEXUS
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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/08/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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