BMW X1 2016 Car Insurance

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The 2016 BMW X1 is a German compact SUV blending urban comfort with dynamic driving manners. With refined finishing and efficient powertrains, it appeals to drivers seeking a versatile premium vehicle suited for both city life and road trips.

BMW X1 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2016 BMW X1 generally decline, moving from $1792 to $1380, with a low point in 2024 ($1216) followed by a slight rebound. This decrease reflects vehicle depreciation, recently tempered by rising repair costs.

To find the best insurance for your BMW X1 2016 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your BMW X1 2016

How much does insurance for your BMW X1 2016 cost in Quebec?

Premiums are highest in Quebec City ($1889) and Laval ($1767), while Trois-Rivières ($747) and Lévis ($961) show the lowest amounts. Other cities, such as Montreal ($1199) and Longueuil ($1702), fall in an intermediate range.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
LAVAL	$1767.17
LÉVIS	$960.84
LONGUEUIL	$1702.50
MONTRÉAL	$1198.95
QUÉBEC	$1888.97
SAINT-JÉRÔME	$1141.23
TROIS-RIVIÈRES	$746.6

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 BMW X1?

The average premium for a 2016 BMW X1 varies by year, ranging from $1216 in 2024 to $1792 in 2021, with a recent value of $1380 in 2026.

Has the premium for the 2016 BMW X1 changed much over the years?

Yes. Between 2021 and 2024, the premium dropped from $1792 to $1216, then slightly rebounded to $1380 by 2026, a pattern typical of vehicle depreciation.

Which city offers the lowest insurance cost for a 2016 BMW X1?

Based on the data provided, Trois-Rivières ($747) and Lévis ($961) post the lowest average premiums for this model.

Why does Quebec City show the highest premium for this vehicle?

With an average of $1889, Quebec City stands out with higher premiums, possibly linked to claim frequency or regional risk profile.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence the premium of a 2016 BMW X1?

Vehicle age, specialized parts costs, replacement value, and city of residence are among the main factors influencing the premium for this premium SUV.

AUDI
Q3

MERCEDES
GLA

VOLVO
XC40

ACURA
RDX

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/08/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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