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BMW X1 2013 Car Insurance

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The 2013 BMW X1 is a premium compact SUV combining urban agility with refined finishing. With dynamic styling and an upscale interior, it appeals to drivers seeking a versatile vehicle with upmarket character, without the bulk of a larger SUV.

BMW X1 2013 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2013 BMW X1 show an overall declining trend, moving from $2201 to $920, despite notable annual fluctuations such as the $1468 peak in 2023. This decline reflects the ongoing depreciation of an aging vehicle.

To find the best insurance for your BMW X1 2013 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X1 2013 cost in Quebec?

Among the cities provided, Repentigny shows the highest premium ($1313), followed by Gatineau ($1066), while Montreal ($751) and Trois-Rivières ($787) show the lowest amounts for the 2013 BMW X1.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1065.52
MONTRÉAL $751.27
REPENTIGNY $1313.45
TROIS-RIVIÈRES $786.76

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2013 BMW X1?
The average premium for a 2013 BMW X1 varies by reference year, ranging from $2201 in 2021 to $920 in 2026, with a value of $914 recorded in 2025.
Why has the premium for the 2013 BMW X1 fluctuated so much since 2021?
The variations, including the $1468 peak in 2023, may stem from changes in repair costs, the vehicle's declining resale value, and shifts in the insurance market.
Which city offers the lowest insurance cost for a 2013 BMW X1?
Based on the data provided, Montreal ($751) and Trois-Rivières ($787) show the lowest average premiums for this vehicle.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Does the vehicle's age affect the premium for a 2013 BMW X1?
Yes. A 2013 vehicle typically has a reduced replacement value, which explains the observed downward trend, despite premium parts costs specific to the brand.
How can I reduce the insurance premium for a 2013 BMW X1?
Comparing multiple insurer quotes, adjusting deductibles, and checking eligibility for discounts can help lower the premium, especially for a vehicle whose value has decreased over time.

Offers received by our customers on BMW X1 2013 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026