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BMW X1 2021 Car Insurance

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The 2021 BMW X1 is a premium compact SUV combining urban agility with upscale finishing. It suits drivers seeking the Bavarian brand's prestige in a practical size well suited to daily driving and family outings.

BMW X1 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2021 BMW X1 fluctuate: they drop from $1657 to $1253 in 2023, then climb steadily to $1823 by 2026. Overall, the premium shows a slight net increase despite the mid-period dip.

To find the best insurance for your BMW X1 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X1 2021 cost in Quebec?

City differences are pronounced for the 2021 BMW X1: Montreal shows the highest premium ($3697), followed by Repentigny ($2139) and Gatineau ($1952), while Lévis ($873) and Saint-Jean-sur-Richelieu ($1228) offer the most affordable amounts.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1556.52
GATINEAU $1952.05
LÉVIS $872.93
MONTRÉAL $3697.18
QUÉBEC $1444.96
REPENTIGNY $2138.58
SAINT-JEAN-SUR-RICHELIEU $1228.27

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 BMW X1?
The average premium for a 2021 BMW X1 is $1823 in 2026, compared to $1657 in 2021, based on the available historical data.
Has the premium for the 2021 BMW X1 fluctuated much over time?
Yes. It dropped to $1253 in 2023 before climbing gradually to $1823 by 2026, showing notable fluctuation over the six-year period.
In which city is insurance for the 2021 BMW X1 most expensive?
Based on the data provided, Montreal shows the highest premium at $3697, significantly above the other compared cities.
Where is insurance for the 2021 BMW X1 most affordable?
Lévis offers the lowest premium at $873, followed by Saint-Jean-sur-Richelieu at $1228, among the cities provided in the data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why does the BMW X1 cost more to insure than an ordinary vehicle?
Its premium-vehicle status, parts value, and higher repair costs for BMW vehicles contribute to premiums generally above average.
How can I lower my premium for a BMW X1?
Comparing quotes from several insurers and reviewing coverage options based on your profile remains the best way to find a competitive price for this vehicle.

Offers received by our customers on BMW X1 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026