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BMW X1 2022 Car Insurance

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The 2022 BMW X1 is a premium compact SUV combining urban comfort with dynamic handling. With refined finishing and advanced onboard technology, it appeals to drivers seeking prestige in a practical, accessible package.

BMW X1 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2022 BMW X1 fluctuate, dropping from $1311 to $1117 in 2023, rising to $1515 in 2024, dipping slightly to $1493 in 2025, then reaching $1693 in 2026. This variation reflects market adjustments rather than a clear linear trend.

To find the best insurance for your BMW X1 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X1 2022 cost in Quebec?

Premiums for the 2022 BMW X1 vary significantly by city: Longueuil shows the lowest amount ($1127), followed by Montreal ($2055), while Quebec City posts the highest premium ($3278) — nearly triple that of Longueuil.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LONGUEUIL $1127.06
MONTRÉAL $2054.62
QUÉBEC $3278.31

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 BMW X1?
The average premium varies by reference year, ranging from $1117 in 2023 to $1693 in 2026, with recent averages around $1493 to $1693 depending on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the X1 premium vary so much between cities?
Based on the data provided, Quebec City shows the highest premium ($3278), compared to $1127 in Longueuil and $2055 in Montreal, illustrating the significant impact of location on insurance costs.
Has the 2022 BMW X1 premium changed much over the years?
Yes, it fluctuated between $1117 and $1693 from 2022 to 2026, without a clear linear trend, suggesting market-driven adjustments rather than a steady increase.
What factors influence the premium for a 2022 BMW X1?
Luxury vehicle status, parts costs, geographic location, and driver profile are important factors that can significantly affect the premium.
How can I reduce my premium for a 2022 BMW X1?
Comparing quotes from multiple insurers and considering your city of residence, which can shift the premium by over $2000 based on the data provided, are effective strategies.

Offers received by our customers on BMW X1 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026