FORD Car Insurance

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Ford is an American automaker known for a diverse lineup ranging from rugged pickups to family cars and utility vehicles. The brand focuses on reliability, versatility, and strong value, appealing to a wide range of everyday drivers.

FORD CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for Ford vehicles fluctuate, dropping from $1391 in 2021 to a low of $1183 in 2023, then rising to $1659 in 2025 before easing slightly to $1541 in 2026. This pattern reflects volatility rather than a linear progression.

To find the best insurance for your FORD vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your FORD

How much does insurance for your FORD cost in Quebec?

Premiums are highest for Ford vehicles in Montreal ($1839), Laval ($1832), and Brossard ($1822), while Drummondville ($1321), Trois-Rivières ($1370), and Lévis ($1355) show the lowest amounts. The gap between cities remains notable.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1822.22
DRUMMONDVILLE	$1321.01
GATINEAU	$1779.11
LAVAL	$1832.49
LÉVIS	$1355.03
LONGUEUIL	$1776.56
MONTRÉAL	$1839.43
QUÉBEC	$1431.10
REPENTIGNY	$1595.91
Saguenay	$1733.87
SAINT-JEAN-SUR-RICHELIEU	$1372.63
SAINT-JÉRÔME	$1589.12
SHERBROOKE	$1542.05
TERREBONNE	$1572.98
TROIS-RIVIÈRES	$1370.20

Frequently asked questions (FAQ)

How much does it cost to insure a Ford?

Based on available data, the average premium for a Ford vehicle was $1541 in 2026, after reaching $1659 in 2025.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Have Ford premiums varied significantly over the years?

Yes. Between 2021 and 2026, the average premium dropped from $1391 to a low of $1183 in 2023, then climbed to $1659 in 2025 before easing to $1541, showing notable volatility.

Which cities offer the lowest insurance costs for Ford vehicles?

Based on the data provided, Drummondville ($1321), Lévis ($1355), and Trois-Rivières ($1370) post the lowest average premiums for Ford vehicles.

Why does Montreal show higher premiums for Ford vehicles?

Urban density, traffic volume, and higher claim frequency in Montreal ($1839) contribute to insurance costs above those in less densely populated regions.

What factors influence the premium for a Ford vehicle?

The specific model, year, vehicle usage, driver profile, and city of residence all influence the premium, explaining the spread between $1321 and $1839.

How can I reduce my insurance premium for a Ford?

Comparing quotes from several insurers, bundling auto with home insurance, and maintaining a clean driving record remain the most effective ways to lower the premium.