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FORD Car Insurance

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Ford is an iconic American automaker known for its diverse lineup ranging from rugged trucks to sporty cars. The brand emphasizes reliability, versatility, and strong value for performance, appealing to a wide range of drivers for both daily use and recreation.

FORD CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, average premiums for Ford vehicles fluctuate, dropping from $2037 in 2021 to a low of $1183 in 2023, before rising to $1659 in 2025 and easing slightly to $1547 in 2026. This variation reflects market adjustments rather than a steady linear trend.

To find the best insurance for your FORD vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD cost in Quebec?

Premiums for Ford vehicles are highest in Montreal ($1870), Laval ($1858), and Saguenay ($1785), while Lévis ($1333), Drummondville ($1356), and Trois-Rivières ($1377) show the lowest amounts. The gap between the most and least expensive cities exceeds $500.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1504.19
DRUMMONDVILLE $1355.53
GATINEAU $1762.12
LAVAL $1857.69
LÉVIS $1333.21
LONGUEUIL $1720.91
MONTRÉAL $1870.08
QUÉBEC $1422.38
REPENTIGNY $1633.35
Saguenay $1785.15
SAINT-JEAN-SUR-RICHELIEU $1384.08
SAINT-JÉRÔME $1617.01
SHERBROOKE $1547.77
TERREBONNE $1568.99
TROIS-RIVIÈRES $1377.17

Frequently asked questions (FAQ)

How much does it cost to insure a Ford?
The average premium for a Ford vehicle varies by year, ranging from $1183 in 2023 to $2037 in 2021, with a recent value of $1547 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Have Ford premiums changed a lot since 2021?
Yes. The average premium dropped from $2037 in 2021 to a low of $1183 in 2023, then rose to $1659 in 2025 before easing to $1547 in 2026, showing a non-linear pattern.
Which cities offer the lowest insurance costs for Ford vehicles?
Based on the data provided, Lévis ($1333), Drummondville ($1356), and Trois-Rivières ($1377) post the lowest average premiums for Ford vehicles.
Why do premiums vary so much between cities?
Traffic density, claim frequency, and theft rates differ from city to city, explaining the gap between Montreal ($1870) and Lévis ($1333), for example.
What factors influence the premium for a Ford vehicle?
The model, vehicle age, daily usage, place of residence, and driver profile all affect the final premium, along with general trends in the insurance market.
How can I get a better price to insure a Ford?
Comparing quotes from several insurers, bundling auto and home coverage, and maintaining a good driving record are effective ways to lower the premium.

Offers received by our customers on FORD cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026