FORD F150 LIGHTNING 2023
Michel from Deux-Montagnes
$2518 /year
Premium computed in November 2025
The 2023 Ford F150 Lightning represents a revolution in the pickup segment, being the fully electric version of North America's best-selling truck. Combining the traditional robustness of the F150 with zero-emission propulsion, it offers impressive power, lightning-fast acceleration, and innovative features like bidirectional power flow that can run tools or even power a home during an outage.
Insurance premiums for the Ford F150 Lightning show a significant upward trend between 2023 and 2025. Starting at $2410 in 2023, they increase by nearly 9% in 2024 to reach $2622, then continue rising to $2732 in 2025, reflecting the high repair costs associated with this premium electric vehicle.
To find the best insurance for your FORD F150 LIGHTNING 2023 vehicle, it is more important than ever to compare the available options.
Insurance premiums for the 2023 F150 Lightning vary significantly by city. Montreal stands out with extraordinarily high costs at $5129, more than double the average of other cities. In contrast, Laval offers the most affordable premiums at $1599, followed by Saint-Jérôme at $1728. Other municipalities generally range between $2100 and $2800.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| GATINEAU | $2297.77 |
| LAVAL | $1599.14 |
| LONGUEUIL | $1870.11 |
| MONTRÉAL | $6320.36 |
| QUÉBEC | $2236.26 |
| SAINT-JÉRÔME | $1727.65 |
| SHERBROOKE | $2616 |
| TERREBONNE | $2622.64 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.