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FORD F150 LIGHTNING 2024 Car Insurance

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The 2024 Ford F-150 Lightning is a full-size, all-electric pickup blending work-ready capability with advanced technology. It appeals to buyers who want the ruggedness of the F-150 without compromising on electric performance or everyday versatility.

FORD F150 LIGHTNING 2024 CAR INSURANCE RATES SINCE 2024.

Between 2024 and 2026, premiums for the 2024 F-150 Lightning decrease, moving from $3156 to $2202. This decline may reflect improved risk assessment by insurers as this recent electric model accumulates claims data.

To find the best insurance for your FORD F150 LIGHTNING 2024 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD F150 LIGHTNING 2024 cost in Quebec?

Premiums are highest in Saguenay ($3077), Quebec City ($3042), and Montreal ($2979), while Saint-Jean-sur-Richelieu ($1248) and Repentigny ($1348) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $2245.54
LAVAL $2462.16
MONTRÉAL $2978.97
QUÉBEC $3042.3
REPENTIGNY $1348.36
Saguenay $3077.07
SAINT-JEAN-SUR-RICHELIEU $1247.94
SHERBROOKE $1526.61
TERREBONNE $2159.76
TROIS-RIVIÈRES $1565.24

Frequently asked questions (FAQ)

How much does insurance cost for a 2024 Ford F-150 Lightning?
The average premium for a 2024 Ford F-150 Lightning was $3156 in 2024, dropping to $2386 in 2025 and $2202 in 2026.
Have F-150 Lightning premiums decreased over time?
Yes. Between 2024 and 2026, the average premium fell from $3156 to $2202, a notable decline that may reflect an improving claims history for this electric model.
Which cities offer the lowest F-150 Lightning insurance costs?
Based on the data provided, Saint-Jean-sur-Richelieu ($1248) and Repentigny ($1348) post the lowest average premiums for this vehicle.
Why do Saguenay and Quebec City show higher premiums?
Saguenay ($3077) and Quebec City ($3042) show higher premiums, possibly tied to regional risk profiles and repair costs associated with electric vehicles in those markets.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Does an electric vehicle like the F-150 Lightning cost more to insure than a gas-powered F-150?
Electric vehicles can involve higher repair and battery-replacement costs, which influence premiums. However, the data shows a gradual decline in costs for this model.
How can I reduce my premium for an F-150 Lightning?
Comparing quotes from several partner insurers and checking for electric-vehicle discounts can help secure a more favorable premium.

Offers received by our customers on FORD F150 LIGHTNING 2024 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026