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KIA K5 Car Insurance

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The Kia K5 is a midsize sedan with sleek, sporty styling that balances technology, comfort, and affordability. It appeals to drivers seeking a stylish alternative to traditional Japanese sedans without sacrificing modern features.

KIA K5 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Kia K5 fluctuate significantly, rising from $1484 in 2021 to a peak of $4433 in 2022, then varying between $1766 and $3428 before settling at $1931 in 2026. This volatility suggests notable year-to-year swings rather than a stable trend.

To find the best insurance for your KIA K5 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA K5 cost in Quebec?

The highest premiums for the Kia K5 are found in Laval ($4890), Brossard ($3071), and Montreal ($3016), while Lévis ($1183) and Terrebonne ($1472) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $3071.35
GATINEAU $2120.02
LAVAL $4890.46
LÉVIS $2735.9
LONGUEUIL $2229.68
MONTRÉAL $3739.64
QUÉBEC $1812.74
REPENTIGNY $3019.86
Saguenay $2523.81
SHERBROOKE $1598.05
TERREBONNE $1472.21

KIA K5 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
KIA K5 2024 $2431.99
KIA K5 2023 $2029.64
KIA K5 2022 $1993.19
KIA K5 2021 $1794.68

Frequently asked questions (FAQ)

How much does insurance cost for a Kia K5?
The average premium for a Kia K5 varies by year, ranging from $1484 in 2021 to $4433 in 2022, with a value of $1931 in 2026.
Why do Kia K5 premiums vary so much year to year?
The data shows significant swings, such as the $4433 peak in 2022 compared to $1766 in 2023. These variations may reflect changes in claims frequency or insured driver profiles.
Which city has the highest Kia K5 insurance cost?
Based on the data provided, Laval shows the highest premium at $4890, followed by Brossard at $3071 and Montreal at $3016.
Where is the Kia K5 cheapest to insure?
Lévis ($1183) and Terrebonne ($1472) offer the lowest average premiums among the cities provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the Kia K5's insurance premium?
City of residence, driver profile, and model year play a major role, as shown by the gap between Lévis ($1183) and Laval ($4890).
How can I lower my premium for a Kia K5?
Comparing quotes from several insurers is especially useful given the significant variation observed across cities and years for this model.

No recent premium example was found for "KIA K5".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this KIA K5 page

The premiums above cover every version of the KIA K5, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
K5 EX 4DR AWD 2021 - 2024
K5 GT 4DR 2021 - 2024
K5 GT LINE 4DR AWD 2021 - 2024
K5 LX 4DR AWD 2021 - 2024

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