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KIA K5 2021 Car Insurance

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The 2021 Kia K5 is a midsize sedan with bold styling and generous tech features. It positions itself as a stylish alternative to traditional Japanese sedans, offering strong value for drivers seeking comfort and presence.

KIA K5 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2021 Kia K5 fluctuate significantly, rising from $904 to $1703, with a notable spike to $5421 in 2025. This marked fluctuation stands apart from the overall trend and may reflect a specific event affecting that year.

To find the best insurance for your KIA K5 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA K5 2021 cost in Quebec?

The highest premiums are observed in Laval ($3221) and Quebec City ($2739), while Terrebonne ($1066) and Sherbrooke ($1598) show the lowest amounts. Montreal ($2347) and Saguenay ($2524) fall within a higher mid-range.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $3220.95
MONTRÉAL $2347.18
QUÉBEC $2739.04
Saguenay $2523.81
SHERBROOKE $1598.05
TERREBONNE $1066.02

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Kia K5?
The average premium varies by reference year, ranging from $904 in 2021 to $1703 in 2026, with a notable spike reaching $5421 in 2025.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why did the K5 premium spike in 2025?
The average premium reaches $5421 in 2025, a significant gap compared to other years. This may reflect one-time changes in repair costs, claim frequency, or available data for this model.
Which city offers the lowest insurance cost for a 2021 K5?
Based on the data provided, Terrebonne ($1066) and Sherbrooke ($1598) post the lowest average premiums for this model.
Why is Laval's premium higher than Montreal's for the K5?
At $3221, Laval exceeds Montreal ($2347), which may be explained by local differences in claim frequency and the risk profile of insured drivers.
How can I lower my premium for a 2021 Kia K5?
Comparing quotes from several insurers, adjusting optional coverages, and maintaining a clean driving record remain the most effective ways to reduce the premium cost.

Offers received by our customers on KIA K5 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026