BMW 320I 2016
A Man from Gatineau
$1234 /year
Premium computed in April 2026
The BMW 320i is a compact sport sedan combining agility, onboard technology, and the prestige of the Bavarian brand. It appeals to drivers seeking a dynamic driving experience in a practical, elegant everyday package.
From 2021 to 2026, premiums for the BMW 320i fluctuate without a clear linear trend, moving from $2231 in 2021 down to $1449 in 2023, rising back to $1908 in 2025, then dropping to $1342 in 2026. These variations reflect insurance market adjustments rather than a steady increase or decrease.
To find the best insurance for your BMW 320I vehicle, it is more important than ever to compare the available options.
Premiums are highest for the BMW 320i in Repentigny ($2631), Saguenay ($2352), and Montreal ($2193), while Brossard ($916) and Terrebonne ($929) show the lowest amounts. The gap between cities is particularly pronounced for this model.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $916.07 |
| GATINEAU | $1518.10 |
| LAVAL | $1568.21 |
| LÉVIS | $1543.85 |
| LONGUEUIL | $3279.23 |
| MONTRÉAL | $2149.47 |
| QUÉBEC | $1799.93 |
| REPENTIGNY | $2631.26 |
| Saguenay | $2352.50 |
| SAINT-JEAN-SUR-RICHELIEU | $1858.75 |
| SAINT-JÉRÔME | $1151.77 |
| SHERBROOKE | $702.79 |
| TERREBONNE | $929.06 |
| TROIS-RIVIÈRES | $1362.50 |
Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.
| Model year | Average premium |
|---|---|
| BMW 320I 2018 | $2368.48 |
| BMW 320I 2017 | $2006.81 |
| BMW 320I 2016 | $1916.45 |
| BMW 320I 2015 | $1569.76 |
| BMW 320I 2014 | $1566.63 |
| BMW 320I 2013 | $1549.09 |
| BMW 320I 2012 | $1187.19 |
| BMW 320I 2004 | $735.10 |
| BMW 320I 2003 | $577.43 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
The premiums above cover every version of the BMW 320I, so that each average rests on enough quotes. Here are the versions this page includes.
| Version | Model years |
|---|---|
| 320i 4DR | 2001 - 2018 |
| 320i xDrive 4DR AWD | 2013 - 2018 |
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
