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BMW 440I Car Insurance

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The BMW 440i is a sport-luxury coupe combining performance and refinement, powered by a dynamic six-cylinder engine. It appeals to drivers seeking an engaging driving experience in a premium cabin, while remaining practical for everyday use.

BMW 440I CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the BMW 440i fluctuate, rising from $1412 to $2130, then $2376, dipping to $2078, before climbing again to $2276 and $2562. Despite these variations, the overall trend is upward over the period.

To find the best insurance for your BMW 440I vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 440I cost in Quebec?

Premiums are highest in Montreal ($5141), Terrebonne ($4949), and Laval ($4430), while Brossard ($1307) and Longueuil ($1873) show the lowest amounts. The gap between the most expensive and most affordable cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1306.91
GATINEAU $2531.69
LAVAL $4429.76
LÉVIS $2167.93
LONGUEUIL $1873.16
MONTRÉAL $5681.09
QUÉBEC $3065.08
REPENTIGNY $2113.73
SHERBROOKE $2840.54
TERREBONNE $4948.6
TROIS-RIVIÈRES $689.97

BMW 440I average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
BMW 440I 2020 $2303.24
BMW 440I 2019 $2546.80
BMW 440I 2018 $2154.16
BMW 440I 2017 $1953.27

Frequently asked questions (FAQ)

How much does auto insurance cost for a BMW 440i?
The average premium for a BMW 440i varies by year, reaching $2562 in 2026 after being $1412 in 2021. These amounts reflect the vehicle's sporty classification and high value.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the BMW 440i premium fluctuate so much year over year?
Premiums rose from $1412 in 2021 to $2376 in 2023, then dipped to $2078 in 2024 before climbing again to $2562 in 2026. These variations may reflect changes in repair costs, claim frequency, and insurance market adjustments.
Which city offers the lowest insurance cost for a BMW 440i?
Based on the data provided, Brossard ($1307) and Longueuil ($1873) show the lowest average premiums for this model.
Why does Montreal show such a high premium for the BMW 440i?
With an average premium of $5141, Montreal stands out clearly from other cities, likely due to traffic density, higher theft risk for luxury vehicles, and claim frequency in urban areas.
What factors influence the premium for a BMW 440i?
The vehicle's sporty classification, high parts costs, theft risk, and driver profile significantly influence the premium, which can vary widely depending on the city.
How can I reduce my insurance premium for a BMW 440i?
Comparing quotes from several insurers, choosing a higher deductible, and bundling auto and home insurance are effective strategies to reduce the premium cost.

Offers received by our customers on BMW 440I cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

Versions covered by this BMW 440I page

The premiums above cover every version of the BMW 440I, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
440i 2DR 2018 - 2020
440i GRAN COUPE 4DR 2018
440i xDrive 2DR AWD 2017 - 2020
440i xDrive CABRIOLET AWD 2017 - 2020
440i xDrive GRAN COUPE 4DR AWD 2017 - 2020

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