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BMW I4 2023 Car Insurance

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The 2023 BMW i4 is a fully electric sports sedan combining BMW's dynamic DNA with a quiet, powerful drivetrain. Positioned in the premium EV segment, it appeals to drivers seeking technology, comfort, and engaging driving dynamics without emissions compromises.

BMW I4 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2023 BMW i4 fluctuate rather than follow a linear trend, moving from $1856 in 2022 to $1596 in 2023, rising to $1734 in 2024, dropping to $1602 in 2025, and reaching $2076 in 2026. These variations likely reflect changing electric parts costs and shifting demand for this recent model.

To find the best insurance for your BMW I4 2023 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW I4 2023 cost in Quebec?

Among the cities provided, Longueuil ($2172) and Quebec City ($2140) show the highest premiums for the 2023 BMW i4, while Montreal ($890) stands out with the lowest amount. Repentigny ($1533) and Trois-Rivières ($1259) fall in a mid-range bracket.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LONGUEUIL $2172.48
MONTRÉAL $1760.35
QUÉBEC $1631.73
REPENTIGNY $1533.06
TROIS-RIVIÈRES $1106.35

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2023 BMW i4?
Based on available data, the average premium for a 2023 BMW i4 ranges between $1596 and $2076 depending on the year, with a value of $1734 in 2024.
Are premiums for the 2023 BMW i4 increasing over time?
Not in a linear way. Between 2022 and 2026, premiums fluctuate, moving from $1856 to $1596, then back up to $2076, without a steady upward or downward trend.
Which city offers the lowest insurance cost for a 2023 BMW i4?
Among the cities provided, Montreal shows the lowest premium at $890, a significant gap compared to Longueuil ($2172) and Quebec City ($2140).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why can premiums for an electric car like the i4 vary so much?
The cost of electric parts, availability of specialized technicians, and high replacement value strongly influence premiums, which can create notable differences between years and cities.
How can I compare insurance costs for a BMW i4?
Comparing multiple insurer quotes based on your city and profile remains the best way to get a representative price, given the observed gap between $890 and $2172 across regions.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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