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BMW I4 2022 Car Insurance

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The 2022 BMW i4 is a high-performance electric sedan blending BMW's sporting DNA with zero-emission power. Sleek and tech-forward, it targets urban drivers seeking prestige, range, and dynamic driving without sacrificing comfort.

BMW I4 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2022 BMW i4 fluctuate significantly, dropping from $2625 to just $1185 in 2023, then gradually rising to $1525, $1625, and finally $2500 in 2026. This large variation suggests market instability or data adjustments tied to this electric model.

To find the best insurance for your BMW I4 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW I4 2022 cost in Quebec?

Based on the data provided, the average premium is notably higher in Montreal ($3077) than in Longueuil ($1572) — nearly double — reflecting a marked difference between these two cities for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LONGUEUIL $1571.78
MONTRÉAL $3076.65

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2022 BMW i4?
The average premium for a 2022 BMW i4 has varied considerably, from $2625 in 2022 down to $1185 in 2023, then rising back to $2500 in 2026 according to available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why does the 2022 BMW i4 premium vary so much year to year?
Data shows strong fluctuation, from $2625 in 2022 down to $1185 in 2023, then rising to $2500 in 2026. This could reflect changing repair costs, electric parts availability, or claims patterns.
Where is the 2022 BMW i4 cheapest to insure?
Based on the data provided, Longueuil shows an average premium of $1572, notably lower than the $3077 observed in Montreal.
Do electric vehicles like the i4 cost more to insure?
Often yes, due to the high cost of batteries and specialized parts. This may explain some of the significant premium variation seen for the 2022 i4.
How can I lower my premium for a BMW i4?
Comparing quotes from multiple insurers, especially between cities like Longueuil and Montreal where the gap can exceed $1500, remains the most effective way to find a better price.

Offers received by our customers on BMW I4 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026