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BMW I4 2024 Car Insurance

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The 2024 BMW i4 is a fully electric sports sedan combining performance with technological refinement. Positioned in the premium segment, it appeals to drivers seeking an electric transition without sacrificing the driving enjoyment typical of the Bavarian brand.

BMW I4 2024 CAR INSURANCE RATES SINCE 2023.

Between 2023 and 2026, premiums for the 2024 BMW i4 fluctuate rather than rise linearly, moving from $1953 in 2023 to a peak of $2159 in 2024, then declining to $2082 in 2025 and $1954 in 2026. This variation reflects the evolving electric vehicle market and gradual premium adjustments for this segment.

To find the best insurance for your BMW I4 2024 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW I4 2024 cost in Quebec?

Premiums for the 2024 BMW i4 are highest in Laval ($2803), Longueuil ($2528), and Saint-Jérôme ($2128), while Sherbrooke ($1145), Terrebonne ($1202), and Lévis ($1310) show the lowest amounts. The gap between the extreme cities exceeds $1650, reflecting significant geographic variation.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1883.89
GATINEAU $1141.23
LAVAL $2803.1
LÉVIS $1309.91
LONGUEUIL $2527.72
MONTRÉAL $1977
SAINT-JÉRÔME $2127.68
SHERBROOKE $758.74
TERREBONNE $1201.74
TROIS-RIVIÈRES $1671.3

Frequently asked questions (FAQ)

How much does insurance cost for a 2024 BMW i4?
The average premium for a 2024 BMW i4 varies by year, ranging from $1953 in 2023 to $2159 in 2024, then declining to $1954 in 2026.
Are premiums for the 2024 BMW i4 rising over time?
No, the trend is not linear. After peaking at $2159 in 2024, the premium drops to $2082 in 2025 and $1954 in 2026, suggesting stabilization rather than continuous growth.
Which city offers the lowest insurance cost for a 2024 BMW i4?
Based on the data provided, Sherbrooke ($1145) and Terrebonne ($1202) post the lowest average premiums for this model.
Why does the premium vary so much between Laval and Sherbrooke?
The gap between Laval ($2803) and Sherbrooke ($1145) exceeds $1650, which may reflect differences in traffic density, claim frequency, and the profile of insured drivers in each region.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Do electric vehicles like the i4 cost more to insure?
Often yes, due to the high cost of parts and onboard technology. The battery and electronic components can increase repair costs, influencing the premium.
How can I reduce the insurance premium for a 2024 BMW i4?
Comparing quotes from several insurers and checking premiums by city of residence can reveal significant differences, such as between Laval ($2803) and Lévis ($1310).

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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