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BMW I4 Car Insurance

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The BMW i4 is a high-performance electric sedan combining BMW's sporting heritage with fully electric power. It targets drivers seeking advanced technology, generous range, and dynamic driving sensations in a premium package.

BMW I4 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the BMW i4 fluctuate without a clear linear trend: they drop from $2283 in 2022 to $1722 in 2023, rise to $1981 in 2024, reach $2333 in 2025, then decrease to $2129 in 2026. This variability may reflect shifts in the electric vehicle market and associated repair costs.

To find the best insurance for your BMW I4 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW I4 cost in Quebec?

Premiums for the BMW i4 are highest in Quebec City ($2813), Longueuil ($2363), and Saint-Jean-sur-Richelieu ($2290), while Sherbrooke ($1145), Lévis ($1280), and Gatineau ($1316) show the lowest amounts. The gap between the most and least expensive cities exceeds $1600.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2157.56
GATINEAU $1141.23
LAVAL $2240.12
LÉVIS $1280.07
LONGUEUIL $2513.92
MONTRÉAL $2389.41
QUÉBEC $2661.83
REPENTIGNY $1533.06
SAINT-JÉRÔME $2123.81
SHERBROOKE $758.74
TERREBONNE $1974.82
TROIS-RIVIÈRES $1612.38

BMW I4 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
BMW I4 2026 $2447.68
BMW I4 2025 $2400.66
BMW I4 2024 $2076.23
BMW I4 2023 $1727.96
BMW I4 2022 $1920.78

Frequently asked questions (FAQ)

How much does insurance cost for a BMW i4?
The average premium for a BMW i4 has ranged between $1722 and $2333 depending on the year, standing at $2129 in 2026 based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the BMW i4 premium vary so much year to year?
Premiums for electric vehicles like the i4 can fluctuate due to changes in specialized parts costs, availability of qualified technicians, and insurance market adjustments, moving from $1722 in 2023 to $2333 in 2025.
Which city offers the lowest insurance cost for a BMW i4?
Based on the data provided, Sherbrooke ($1145), Lévis ($1280), and Gatineau ($1316) post the lowest average premiums for this model.
Why does Quebec City show the highest premium for the BMW i4?
With an average premium of $2813, Quebec City stands out clearly from other cities, which may be explained by local factors such as claim frequency or limited availability of electric vehicle parts.
Do electric vehicles like the i4 cost more to insure?
Often yes, due to the high cost of batteries and specialized parts, as well as the need for certified technicians for repairs.
How can I reduce my premium for a BMW i4?
Comparing quotes from several insurers and checking for electric-vehicle-specific programs can help secure a better price for this model.

Offers received by our customers on BMW I4 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

Versions covered by this BMW I4 page

The premiums above cover every version of the BMW I4, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
i4 eDrive35 GRAN COUPE 4DR 2023 - 2025
i4 eDrive40 4DR 2022 - 2023
i4 eDrive40 GRAN COUPE 4DR 2024 - 2026
i4 M50 xDrive 4DR AWD 2022 - 2023
i4 M50 xDrive GRAN COUPE 4DR AWD 2024 - 2025
i4 M60 xDrive GRAN COUPE 4DR AWD 2026
i4 xDrive40 GRAN COUPE 4DR AWD 2024 - 2026

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