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BMW IX Car Insurance

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The BMW iX is a premium electric SUV combining futuristic design, spacious interior, and advanced technology. Built for discerning drivers, it delivers generous range and quiet performance in a versatile, upscale package.

BMW IX CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the BMW iX fluctuate, rising from $1664 to a peak of $2822 in 2024, dipping to $2635 in 2025, then climbing back to $2718 in 2026. This variation reflects high repair costs and shifting dynamics in the premium electric vehicle market.

To find the best insurance for your BMW IX vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW IX cost in Quebec?

Premiums for the BMW iX are highest in Montreal ($3484) and Quebec City ($2939), while Lévis ($1581) and Brossard ($1997) show the lowest amounts. Terrebonne ($2601), Drummondville ($2366), and Saguenay ($2303) fall within a mid-range bracket.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1996.88
LÉVIS $1783.16
MONTRÉAL $3282.69
QUÉBEC $3918.12
Saguenay $2303.17
TERREBONNE $2601.18

BMW IX average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
BMW IX 2026 $2816.74
BMW IX 2025 $2801.68
BMW IX 2024 $2988.92
BMW IX 2023 $2391.68
BMW IX 2022 $2269.25

Frequently asked questions (FAQ)

How much does insurance cost for a BMW iX?
The average premium for a BMW iX reached $2718 in 2026, after fluctuating between $1664 in 2022 and a peak of $2822 in 2024.
Why did the BMW iX premium fluctuate so much between 2022 and 2026?
Its status as a premium electric vehicle, high battery and parts costs, and shifts in the EV insurance market explain these swings, with premiums rising from $1664 to $2822 before dropping to $2635.
Which city offers the lowest insurance cost for a BMW iX?
Based on the data provided, Lévis ($1581) and Brossard ($1997) post the lowest average premiums for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why is Montreal the most expensive city to insure a BMW iX?
With an average premium of $3484, Montreal stands out due to high urban density, heavy traffic volume, and a greater frequency of claims than in less populated regions.
Are electric vehicles like the iX more expensive to insure?
Often yes, due to high battery costs and the specialized repairs they require, which can result in premiums above those of comparable gas-powered vehicles.
How can I lower my premium for a BMW iX?
Comparing quotes from several insurers and checking for EV-specific coverage options can help reduce the price gap, especially in cities with higher premiums like Montreal.

No recent premium example was found for "BMW IX".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

Versions covered by this BMW IX page

The premiums above cover every version of the BMW IX, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
iX M60 4DR AWD 2023 - 2025
iX M70 4DR AWD 2026
iX xDrive40 4DR AWD 2023 - 2025
iX xDrive45 4DR AWD 2026
iX xDrive50 4DR AWD 2022 - 2025
iX xDrive60 4DR AWD 2026

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