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BMW M2 Car Insurance

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The BMW M2 is a rear-wheel-drive sports compact developed by the M division, delivering high performance in an agile package. It appeals to enthusiasts seeking precise, engaging driving dynamics combined with the prestige and technology of the Bavarian brand.

BMW M2 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the BMW M2 rise sharply, moving from $1322 to a peak of $2526 in 2025 before easing to $2153 in 2026. This evolution reflects rising repair costs and recent pricing adjustments for the model.

To find the best insurance for your BMW M2 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW M2 cost in Quebec?

The available data shows marked differences among the provided cities: Sherbrooke posts the highest premium ($3504), followed by Saint-Jean-sur-Richelieu ($2998), while Quebec City shows a significantly lower amount ($1338).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
QUÉBEC $1337.98
SAINT-JEAN-SUR-RICHELIEU $2998.39
SHERBROOKE $3504.02

BMW M2 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
BMW M2 2025 $3070.90
BMW M2 2024 $2842.54
BMW M2 2023 $2816.11
BMW M2 2020 $1817.55
BMW M2 2019 $2247.65
BMW M2 2018 $1914.97
BMW M2 2017 $1094.25

Frequently asked questions (FAQ)

How much does insurance cost for a BMW M2?
The average premium for a BMW M2 varies by year, reaching $2526 in 2025 before easing to $2153 in 2026, reflecting the vehicle's sports classification.
Has the BMW M2 premium changed a lot over the years?
Yes. Between 2021 and 2025, the average premium nearly doubled, rising from $1322 to $2526, before decreasing to $2153 in 2026.
Which city has the highest cost to insure a BMW M2?
Among the provided cities, Sherbrooke shows the highest premium ($3504), followed by Saint-Jean-sur-Richelieu ($2998).
Why is the BMW M2 more expensive to insure than a regular compact?
Its power, sports classification, and costly specialized parts push the premium well above that of traditional compact cars.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
How can I reduce the insurance cost of a BMW M2?
Comparing quotes from several insurers, choosing a higher deductible, and maintaining a clean driving record are effective ways to lower the premium.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

Versions covered by this BMW M2 page

The premiums above cover every version of the BMW M2, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
M2 2DR COUPE 2016 - 2027
M2 COMPETITION 2DR COUPE 2019 - 2021
M2 CS 2DR COUPE 2020 - 2026
M2 M xDrive 2DR COUPE 2027

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