BMW M440I 2026
Remi from Lévis
$2159 /year
Premium computed in July 2026
The BMW M440i is a premium sports coupe combining performance, refined technology, and bold styling. Positioned in the luxury performance segment, it attracts drivers seeking both road dynamism and the prestige of the Bavarian brand.
Between 2021 and 2026, premiums for the BMW M440i fluctuate significantly, moving from $1855 to $1418, then spiking to $5265 in 2024 before declining to $2526 in 2026. This volatility reflects notable variation in repair and claims costs associated with this sports model.
To find the best insurance for your BMW M440I vehicle, it is more important than ever to compare the available options.
Premiums for the M440i are highest in Montreal ($3658) and Laval ($2684), while Trois-Rivières ($1035) and Terrebonne ($1199) show the lowest amounts. The gap between the most expensive and most affordable cities exceeds $2600.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| LAVAL | $2684.34 |
| LÉVIS | $2158.76 |
| LONGUEUIL | $2474.3 |
| MONTRÉAL | $3658.10 |
| REPENTIGNY | $2462.31 |
| TERREBONNE | $1199 |
| TROIS-RIVIÈRES | $1034.89 |
Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.
| Model year | Average premium |
|---|---|
| BMW M440I 2026 | $2209.27 |
| BMW M440I 2025 | $2776.69 |
| BMW M440I 2024 | $2448.82 |
| BMW M440I 2023 | $2222.07 |
| BMW M440I 2022 | $2238.95 |
| BMW M440I 2021 | $2154.52 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
The premiums above cover every version of the BMW M440I, so that each average rests on enough quotes. Here are the versions this page includes.
| Version | Model years |
|---|---|
| M440i INDIVIDUAL xDrive GRAN COUPE 4D AW | 2022 |
| M440i LEGACY xDrive GRAN COUPE 4DR AWD | 2024 - 2025 |
| M440i xDrive 2DR AWD | 2021 - 2027 |
| M440i xDrive CABRIOLET AWD | 2021 - 2027 |
| M440i xDrive GRAN COUPE 4DR AWD | 2026 - 2027 |
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
