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BMW X2 2024 Car Insurance

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The 2024 BMW X2 is a sporty compact SUV with a coupe-like silhouette, aimed at urban drivers seeking prestige and dynamic handling. It combines premium finishes, onboard technology, and the agile road manners typical of the Bavarian brand.

BMW X2 2024 CAR INSURANCE RATES SINCE 2024.

Between 2024 and 2026, premiums for the 2024 BMW X2 shift noticeably: they rise from $2829 to $3099 in 2025, then drop to $1926 in 2026. This decline may reflect adjustments in data or risk profile following the initial period.

To find the best insurance for your BMW X2 2024 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X2 2024 cost in Quebec?

Premiums for the 2024 BMW X2 are highest in Montreal ($3080) and Saint-Jérôme ($2335), while Saguenay ($1241) and Terrebonne ($1334) show the lowest amounts. Quebec City ($1537) and Sherbrooke ($1476) fall within an affordable mid-range.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LÉVIS $1650.26
MONTRÉAL $3079.90
QUÉBEC $1318.9
Saguenay $1240.71
SAINT-JÉRÔME $2335.05
SHERBROOKE $1475.86
TERREBONNE $1333.77

Frequently asked questions (FAQ)

How much does insurance cost for a 2024 BMW X2?
The average premium for a 2024 BMW X2 was $2829 in 2024, rising to $3099 in 2025, then dropping to $1926 in 2026, based on the available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the X2 premium drop in 2026?
The decline to $1926 in 2026, after peaking at $3099 in 2025, may result from changes in insured profiles or market adjustments rather than a lasting trend to monitor closely.
Which city offers the lowest 2024 BMW X2 insurance cost?
Based on the data provided, Saguenay ($1241) and Terrebonne ($1334) show the lowest average premiums for this model.
Why does Montreal show the highest premium?
With an average of $3080, Montreal stands out due to heavier traffic density and a higher claims frequency compared to cities like Saguenay or Terrebonne.
What factors influence a BMW X2's premium?
Its premium SUV classification, high replacement value, and specialized parts costs influence the premium, which ranged between $1926 and $3099 depending on the year considered.
How can I compare insurance costs for a BMW X2?
Requesting multiple quotes from different insurers helps identify the best offers, especially given the notable differences observed across cities and years.

Offers received by our customers on BMW X2 2024 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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