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BMW X2 2024 Car Insurance

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The 2024 BMW X2 is a compact SUV with a sporty, coupe-inspired silhouette, combining premium styling with urban maneuverability. It appeals to drivers seeking a versatile, distinctive vehicle with the technology and refinement typical of the Bavarian brand.

BMW X2 2024 CAR INSURANCE RATES SINCE 2024.

Between 2024 and 2026, average premiums for the 2024 BMW X2 fluctuate significantly, rising from $2829 to $3099 in 2025, then dropping to $2002 in 2026. This variation over the limited available period does not allow for a stable long-term trend to be established.

To find the best insurance for your BMW X2 2024 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X2 2024 cost in Quebec?

The highest premiums for the 2024 BMW X2 are observed in Montreal ($3080) and Saint-Jérôme ($2335), while Saguenay ($1241) and Terrebonne ($1334) show the lowest amounts. Lévis ($1650) and Quebec City ($1537) fall in a mid-to-low range.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LÉVIS $1650.26
MONTRÉAL $3079.90
QUÉBEC $1536.9
Saguenay $1240.71
SAINT-JÉRÔME $2335.05
TERREBONNE $1333.77

Frequently asked questions (FAQ)

How much does it cost to insure a 2024 BMW X2?
The average premium for a 2024 BMW X2 varies by year, ranging from $2829 in 2024 to $3099 in 2025, then $2002 in 2026 based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Which city has the highest cost to insure a 2024 BMW X2?
Based on the data provided, Montreal shows the highest premium at $3080, followed by Saint-Jérôme at $2335.
Where is the 2024 BMW X2 cheapest to insure?
Saguenay ($1241) and Terrebonne ($1334) show the lowest average premiums among the cities provided.
Why does the BMW X2 premium vary so much year to year?
As a recent premium vehicle, the X2 has limited historical data, which can lead to fluctuations driven by claims volume and insurer adjustments rather than a stable trend.
What factors influence the premium for a luxury SUV like the X2?
High replacement value, specialized parts costs, and the vehicle's premium classification generally contribute to above-average market premiums.
How can I lower my premium for a BMW X2?
Comparing quotes from multiple insurers, choosing a higher deductible, and bundling auto and home insurance are practical ways to reduce costs for this type of vehicle.

Offers received by our customers on BMW X2 2024 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026