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BMW X2 Car Insurance

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The BMW X2 is a compact luxury crossover with athletic styling and dynamic handling. It appeals to urban drivers seeking the prestige of the Bavarian brand in an agile format, without sacrificing technology or comfort.

BMW X2 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the BMW X2 show strong volatility: from $15396 in 2021, they drop to $1450 in 2022, then gradually rise to $1629 in 2023, $2056 in 2024, $2240 in 2025, and $3482 in 2026. This significant variation suggests notable data fluctuation rather than a stable linear trend.

To find the best insurance for your BMW X2 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X2 cost in Quebec?

Premiums are highest in Montréal ($11487), Lévis ($3201), and Laval ($3024), while Drummondville ($991), Saguenay ($1197), and Trois-Rivières ($1255) show the lowest amounts. The gap between the extreme cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2149.49
DRUMMONDVILLE $990.81
GATINEAU $1810.81
LAVAL $3058.13
LÉVIS $3201.15
LONGUEUIL $2081.15
MONTRÉAL $2704.13
QUÉBEC $1885.37
REPENTIGNY $1439.87
Saguenay $1197.27
SAINT-JÉRÔME $2335.05
SHERBROOKE $1596.85
TERREBONNE $1941.19
TROIS-RIVIÈRES $902.52

BMW X2 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
BMW X2 2026 $2533.77
BMW X2 2025 $2974.78
BMW X2 2024 $2726.06
BMW X2 2022 $1926.70
BMW X2 2021 $1704.58
BMW X2 2020 $1689.05
BMW X2 2019 $1701.86
BMW X2 2018 $1645.23

Frequently asked questions (FAQ)

How much does auto insurance cost for a BMW X2?
Based on available data, the average premium for a BMW X2 reaches $3482 in 2026, after fluctuating considerably in prior years, ranging from $1450 to $15396.
Why does the BMW X2 premium vary so much year to year?
The data shows significant swings, from $15396 in 2021 down to $1450 in 2022, then gradually rising to $3482 by 2026. This volatility may reflect changes in the underlying data sample or insured profiles.
Which city has the highest insurance cost for a BMW X2?
Montréal shows the highest premium at $11487, followed by Lévis ($3201) and Laval ($3024), well above cities like Drummondville ($991).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a BMW X2?
Parts costs, luxury vehicle classification, replacement value, and the driver's location strongly influence the premium, as shown by the gap between Montréal and Drummondville.
How can I lower my premium for a BMW X2?
Comparing quotes from multiple insurers, especially across regions where differences are notable, such as between Montréal ($11487) and Trois-Rivières ($1255), often helps find a better premium.

No recent premium example was found for "BMW X2".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this BMW X2 page

The premiums above cover every version of the BMW X2, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
X2 28i 4DR AWD 2018 - 2027
X2 M35i 4DR AWD 2019 - 2027

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