The BMW X4 is a coupe-styled SUV that blends sporty lines with practical versatility. Positioned in the premium segment, it appeals to drivers seeking dynamic driving sensations without giving up the space and comfort of a utility vehicle.
From 2021 to 2026, premiums for the BMW X4 generally rise, moving from $1643 to $2282, peaking at $2406 in 2024 before easing slightly in 2025 and 2026. This reflects higher repair costs typical of premium vehicles, despite a recent stabilization.
To find the best insurance for your BMW X4 vehicle, it is more important than ever to compare the available options.
Premiums are highest in Montreal ($3494) and Brossard ($3456), while Gatineau ($913) and Longueuil ($1201) show the lowest amounts. This marked gap illustrates strong geographic variation for this model.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $3456.39 |
| GATINEAU | $913.42 |
| LAVAL | $2240.88 |
| LÉVIS | $1592.85 |
| LONGUEUIL | $1200.55 |
| MONTRÉAL | $2696.28 |
| QUÉBEC | $1717.05 |
| REPENTIGNY | $2245.42 |
| SHERBROOKE | $2380.56 |
| TERREBONNE | $1902.25 |
| TROIS-RIVIÈRES | $1593.47 |
Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.
| Model year | Average premium |
|---|---|
| BMW X4 2025 | $2598.85 |
| BMW X4 2024 | $2545.56 |
| BMW X4 2023 | $2272.83 |
| BMW X4 2022 | $2225.77 |
| BMW X4 2021 | $2219.90 |
| BMW X4 2020 | $2404.21 |
| BMW X4 2019 | $2232.68 |
| BMW X4 2018 | $2009.57 |
| BMW X4 2017 | $2082.96 |
| BMW X4 2016 | $1504.73 |
| BMW X4 2015 | $1895.98 |
No recent premium example was found for "BMW X4".
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To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
The premiums above cover every version of the BMW X4, so that each average rests on enough quotes. Here are the versions this page includes.
| Version | Model years |
|---|---|
| X4 28i 4DR AWD | 2015 - 2018 |
| X4 30i 4DR AWD | 2019 - 2025 |
| X4 35i 4DR AWD | 2015 - 2016 |
| X4 M 4DR AWD | 2020 - 2021 |
| X4 M COMPETITION 4DR AWD | 2020 - 2025 |
| X4 M40i 4DR AWD | 2016 - 2025 |
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
