Find and compare cheap insurance quotes

BMW X4 2019 Car Insurance

View offers received by our clients for their BMW X4 2019 car insurance

Click here to save on your car insurance

The 2019 BMW X4 is a sporty crossover coupe blending dynamic styling with practical versatility. Positioned in the premium segment, it appeals to drivers seeking an engaging drive combined with the comfort and technology typical of the Bavarian brand.

BMW X4 2019 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2019 BMW X4 fluctuate significantly, moving from $1454 to $1274, then rising sharply to $3213 in 2025 before dropping to $2252 in 2026. This volatility reflects notable swings in repair costs and claims linked to this model.

To find the best insurance for your BMW X4 2019 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X4 2019 cost in Quebec?

Based on the available data, the average premium in Laval ($2681) is significantly higher than in Montreal ($1580) for the 2019 BMW X4, a gap of over $1000 between the two cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $2981.15
MONTRÉAL $1579.69

Frequently asked questions (FAQ)

How much does insurance cost for a 2019 BMW X4?
The average premium varies significantly by year, ranging from $1274 in 2022 to $3213 in 2025, with a recent value of $2252 in 2026 based on available data.
Why has the 2019 BMW X4 premium fluctuated so much over the years?
Premium crossover coupes like the X4 can experience significant premium swings tied to parts costs, claims frequency, and replacement value, explaining the spike to $3213 in 2025.
Does the X4 2019 premium differ between Laval and Montreal?
Yes. Based on the provided data, the average premium is $2681 in Laval versus $1580 in Montreal, a notable gap between the two cities.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a 2019 BMW X4?
The vehicle's premium classification, high parts costs, engine power, and claims frequency for this model all contribute to the premium variations observed.
How can I lower my premium for a 2019 BMW X4?
Comparing quotes from several insurers, adjusting deductibles, and bundling insurance policies are effective ways to reduce costs for this type of premium vehicle.

Offers received by our customers on BMW X4 2019 cars

Similar brands

AUDI
Q3
MERCEDES
GLC
COUPE
PORSCHE
MACAN
LEXUS
NX

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026