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FORD FUSION 2012 Car Insurance

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The 2012 Ford Fusion is a versatile midsize sedan known for its comfortable ride, balanced handling, and spacious cabin. It suits families and commuters looking for a reliable vehicle with reasonable upkeep costs.

FORD FUSION 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2012 Ford Fusion fluctuates, rising to $979 in 2022, dropping to $541 in 2024, then climbing back to $727 in 2026. This variation reflects the vehicle's age and evolving repair costs over the years.

To find the best insurance for your FORD FUSION 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD FUSION 2012 cost in Quebec?

Based on the data provided, Trois-Rivières shows the highest premium ($810), followed by Quebec City ($732), while Repentigny posts the lowest amount ($254) and Laval sits at $542. Differences between these four cities are significant.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $507.51
MONTRÉAL $1400.65
QUÉBEC $751.01
REPENTIGNY $254.18
TROIS-RIVIÈRES $809.90

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Ford Fusion?
The average premium for a 2012 Ford Fusion varies by year, standing at $727 in 2026 after reaching $541 in 2024 and $979 in 2022.
Has the 2012 Fusion's premium changed much since 2021?
Yes. The average premium fluctuated between $918 in 2021 and a low of $541 in 2024, before climbing back to $727 in 2026, with no clear linear trend.
Which city offers the lowest insurance cost for a 2012 Fusion?
Based on the data provided, Repentigny shows the lowest premium at $254, compared to $810 in Trois-Rivières.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why can the premium for a 2012 Fusion vary so much by city?
Differences in traffic density, claim frequency, and theft rates affect premiums, explaining the gap between Repentigny ($254) and Trois-Rivières ($810).
What factors influence the premium for a 2012 Ford Fusion?
The vehicle's age, replacement value, parts costs, and the model's claims history all play a role in determining the premium.
How can I lower my premium for a 2012 Ford Fusion?
Comparing multiple insurer quotes, adjusting optional coverage, and maintaining a clean driving record are effective ways to reduce the premium.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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