FORD FUSION 2016 Car Insurance

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The 2016 Ford Fusion is a versatile midsize sedan valued for its comfort, balanced handling, and elegant styling. It suits drivers looking for a practical everyday vehicle that combines reliability with good value.

FORD FUSION 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 Ford Fusion fluctuate without a clear direction, moving from $1211 to $1507 in 2022, dropping to $1060 in 2024, rising again to $1444 in 2025, and settling at $1212 in 2026. This variability reflects annual market adjustments more than a sustained upward or downward trend.

To find the best insurance for your FORD FUSION 2016 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your FORD FUSION 2016 cost in Quebec?

Premiums vary significantly by city for the 2016 Ford Fusion: Gatineau ($615) and Laval ($652) show the lowest amounts, while Saint-Jérôme ($1711) and Quebec City ($1632) post the highest premiums, with Lévis at an intermediate level ($1000).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$614.76
LAVAL	$652.37
LÉVIS	$999.64
SAINT-JÉRÔME	$1710.96

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Ford Fusion?

The average premium for a 2016 Ford Fusion has ranged between $1060 and $1507 depending on the year, settling at $1212 in 2026 based on available data.

Have premiums for the 2016 Ford Fusion increased over time?

Not consistently. Between 2021 and 2026, the premium fluctuated, going from $1211 to $1507, then to $1060, back up to $1444, and finally down to $1212, showing no clear upward or downward trend.

Which city offers the lowest insurance cost for a 2016 Ford Fusion?

Based on the data provided, Gatineau ($615) and Laval ($652) show the lowest average premiums for this model.

Why is the premium in Saint-Jérôme higher than in Gatineau?

Saint-Jérôme shows a premium of $1711 versus $615 in Gatineau, a gap that may reflect differences in claim frequency and regional risk profile.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence the insurance premium for a 2016 Ford Fusion?

The vehicle's age, claims history, replacement parts value, and the driver's city of residence are among the main factors influencing the premium.

TOYOTA
CAMRY

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ACCORD

CHEVROLET
MALIBU

HYUNDAI
SONATA

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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