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FORD FUSION 2012 Car Insurance

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The 2012 Ford Fusion is a versatile mid-size sedan offering a solid balance of comfort, space, and fuel efficiency. Valued for its reliability and reasonable upkeep costs, it suits drivers seeking a practical, budget-friendly family vehicle.

FORD FUSION 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2012 Ford Fusion fluctuate considerably, moving from $877 in 2021 to a peak of $979 in 2022, then dropping to $541 in 2024, before rising again to $812 in 2026. This variability reflects the vehicle's age and shifting insurance market conditions rather than a clear linear trend.

To find the best insurance for your FORD FUSION 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD FUSION 2012 cost in Quebec?

Among the provided cities, Trois-Rivières shows the highest premium ($810), followed by Quebec City ($732), while Repentigny stands out with the lowest premium ($254). Laval sits in an intermediate position at $513.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $542.14
QUÉBEC $731.96
REPENTIGNY $254.18
TROIS-RIVIÈRES $809.90

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Ford Fusion?
The average premium for a 2012 Ford Fusion ranged between $541 and $979 from 2021 to 2026, with a recent premium of $812 in 2026 based on available data.
Why does the premium for the 2012 Fusion fluctuate so much year to year?
Premiums for an older vehicle like the 2012 Fusion can vary based on parts availability, insurance market shifts, and reported claims, explaining the drop from $979 in 2022 to $541 in 2024.
Which city offers the lowest insurance cost for the 2012 Fusion?
Based on the data provided, Repentigny shows the lowest premium at $254, compared to $810 in Trois-Rivières.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Does an older vehicle like the 2012 Fusion cost less to insure?
Not necessarily in a linear way. While replacement value decreases with age, other factors like parts availability and claims statistics can cause the premium to fluctuate, as seen between 2021 and 2026.
How can I lower the insurance premium for a 2012 Fusion?
Comparing quotes from multiple insurers, adjusting deductibles, and checking eligibility for older-vehicle discounts are effective ways to reduce the premium.

Offers received by our customers on FORD FUSION 2012 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026