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FORD FUSION 2009 Car Insurance

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The 2009 Ford Fusion is a practical, affordable midsize sedan known for its mechanical reliability and reasonable maintenance costs. It suits drivers looking for an economical, no-frills family vehicle for daily use.

FORD FUSION 2009 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2009 Ford Fusion fluctuate without a clear direction, ranging from $323 to $655 depending on the year. After peaking at $655 in 2024, the premium dropped to $323 in 2025 before rising slightly to $332 in 2026, reflecting volatility rather than a steady progression.

To find the best insurance for your FORD FUSION 2009 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD FUSION 2009 cost in Quebec?

Between the two cities provided, Quebec City shows an average premium of $344, slightly higher than Trois-Rivières ($246), a gap of nearly $100 between the two markets.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
QUÉBEC $344.44
TROIS-RIVIÈRES $245.9

Frequently asked questions (FAQ)

How much does insurance cost for a 2009 Ford Fusion?
The average premium varies by year, ranging from $323 to $655 between 2021 and 2026. In 2026, the average premium sits at $332.
Have premiums for the 2009 Ford Fusion changed a lot over time?
Yes. The data shows significant fluctuations, moving from $613 in 2021 to $655 in 2024, then dropping to $323 in 2025, without a clear stable trend.
Is a 2009 Ford Fusion more expensive to insure in Quebec City or Trois-Rivières?
Based on the data provided, the average premium is higher in Quebec City ($344) than in Trois-Rivières ($246).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2009 Ford Fusion?
The vehicle's age, reduced replacement value, parts costs, and driver profile all influence the premium, which generally stays moderate for this model.
How can I lower the insurance cost of a 2009 Ford Fusion?
Comparing quotes from several insurers and adjusting coverage to match the vehicle's current value can often reduce the premium for an older model like this one.

Offers received by our customers on FORD FUSION 2009 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026