FORD FUSION 2018 Car Insurance

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The 2018 Ford Fusion is a versatile midsize sedan valued for its comfort, balanced handling, and spacious cabin. It suits drivers looking for a reliable family car that's affordable to maintain and well-equipped for daily use.

FORD FUSION 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2018 Ford Fusion fluctuate before rising overall, moving from $1114 to $1690. Despite a temporary dip in 2024 ($1251), the overall trend over the available period remains upward.

To find the best insurance for your FORD FUSION 2018 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your FORD FUSION 2018 cost in Quebec?

The highest premium is found in Gatineau ($1428), followed by Longueuil ($1299) and Laval ($1287), while Trois-Rivières ($928) and Sherbrooke ($932) show the lowest amounts. Montreal sits in the lower-mid range ($1064).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$1427.63
LAVAL	$1287.29
LONGUEUIL	$1299.28
MONTRÉAL	$1063.60
SHERBROOKE	$931.59
TROIS-RIVIÈRES	$927.81

Frequently asked questions (FAQ)

How much does insurance cost for a 2018 Ford Fusion?

The average premium for a 2018 Ford Fusion reached $1690 in 2026, after fluctuating between $1114 and $1470 in previous years.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Which city offers the lowest insurance cost for a 2018 Fusion?

Based on the data provided, Trois-Rivières ($928) and Sherbrooke ($932) post the lowest average premiums for this model.

Why is the premium in Gatineau higher than in Montreal?

Gatineau shows $1428 compared to $1064 in Montreal for the 2018 Fusion, a gap that can be explained by regional differences in claim frequency and local repair costs.

Has the Fusion 2018 premium always increased?

No. The premium fluctuated, including a drop in 2024 ($1251) after peaking in 2023 ($1422), before rising again to $1690 in 2026.

What factors influence the premium for a 2018 Ford Fusion?

Vehicle age, claims history, replacement parts cost, and insurance region are key factors that determine the premium.

TOYOTA
CAMRY

HONDA
ACCORD

NISSAN
ALTIMA

CHEVROLET
MALIBU

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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