FORD FUSION 2016 Car Insurance

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The 2016 Ford Fusion is a stylish midsize sedan valued for its comfortable ride, confident handling, and refined design. Versatile and dependable, it suits drivers seeking a reliable sedan for daily or family use.

FORD FUSION 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2016 Ford Fusion fluctuate, moving from $1644 to $1198, with a notable drop to $1060 in 2024 followed by a rebound to $1444 in 2025 and a subsequent decline in 2026. Overall, the trend over the period remains downward.

To find the best insurance for your FORD FUSION 2016 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your FORD FUSION 2016

How much does insurance for your FORD FUSION 2016 cost in Quebec?

Among the cities provided, Saint-Jérôme shows the highest premium ($1711) for the 2016 Ford Fusion, followed by Lévis ($1000), while Quebec City posts the lowest amount ($423). Gatineau ($615) and Laval ($652) fall in a mid-range bracket.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$614.76
LAVAL	$652.37
LÉVIS	$999.64
QUÉBEC	$476.37
SAINT-JÉRÔME	$1710.96

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Ford Fusion?

The average premium for a 2016 Ford Fusion has ranged between $1060 and $1711 depending on the year and city. In 2026, the average stands at $1198.

Has the premium for the 2016 Ford Fusion increased or decreased over the years?

Between 2021 and 2026, the premium fell from $1644 to $1198, with a decline to $1060 by 2024 followed by a rebound to $1444 in 2025 before dropping again. The overall trend over the period is downward.

Which city offers the lowest insurance cost for a 2016 Ford Fusion?

Based on the data provided, Quebec City posts the lowest premium ($423), followed by Gatineau ($615) and Laval ($652).

Why is the premium in Saint-Jérôme much higher than in Quebec City?

Saint-Jérôme shows $1711 versus $423 in Quebec City, a gap that may reflect differences in claim frequency, traffic density, and local risk profile.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.

What factors influence the premium for a 2016 Ford Fusion?

Vehicle age, repair costs, city of residence, and driver profile all influence the premium, which varies significantly as shown by the differences between cities.

How can I reduce my insurance premium for a 2016 Ford Fusion?

Comparing quotes from several insurers and checking premiums specific to your city of residence often reveals meaningful savings.

Offers received by our customers on FORD FUSION 2016 cars

FORD FUSION 2016

Berlande from Boucherville

$1097 /year

Premium computed in August 2026

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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