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FORD FUSION Car Insurance

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The Ford Fusion is a stylish midsize sedan known for its comfortable ride and refined design. Offering a solid balance of technology, interior space, and efficiency, it appealed to drivers seeking a versatile alternative to the segment's dominant Japanese models.

FORD FUSION CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Ford Fusion fluctuate rather than follow a straight-line trend, starting at $1177 in 2021, peaking at $1266 in 2022, then declining to $1021 in 2025 before rising again to $1183 in 2026. Overall, premiums remain broadly stable over the period.

To find the best insurance for your FORD FUSION vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD FUSION cost in Quebec?

The highest Ford Fusion premiums are found in Drummondville ($2500), Longueuil ($1506), and Montreal ($1497), while Saint-Jean-sur-Richelieu ($666) and Laval ($809) post the lowest amounts. The gap between these cities remains considerable.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $2499.95
GATINEAU $925.03
LAVAL $754.62
LÉVIS $1088.89
LONGUEUIL $1721.63
MONTRÉAL $1367.55
QUÉBEC $1014.24
REPENTIGNY $966.76
Saguenay $1221.97
SAINT-JEAN-SUR-RICHELIEU $776.92
SAINT-JÉRÔME $964.59
SHERBROOKE $766.34
TERREBONNE $1303.88
TROIS-RIVIÈRES $960.42

FORD FUSION average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
FORD FUSION 2020 $1578.37
FORD FUSION 2019 $1489.96
FORD FUSION 2018 $1424.21
FORD FUSION 2017 $1537.89
FORD FUSION 2016 $1291.25
FORD FUSION 2015 $1175.03
FORD FUSION 2014 $1200.40
FORD FUSION 2013 $1107.12
FORD FUSION 2012 $689.01
FORD FUSION 2011 $649.32
FORD FUSION 2010 $638.96
FORD FUSION 2009 $478.29
FORD FUSION 2008 $725.92
FORD FUSION 2007 $428.32
FORD FUSION 2006 $402.31

Frequently asked questions (FAQ)

How much does insurance cost for a Ford Fusion?
The average premium for a Ford Fusion varies by year, ranging from $1021 in 2025 to $1266 in 2022, with a value of $1183 in 2026.
Have Ford Fusion premiums increased over time?
No, not in a straight line. Between 2021 and 2025, the premium actually declined from $1177 to $1021, before rising again to $1183 in 2026, indicating fluctuation rather than a steady trend.
Which city has the highest Ford Fusion insurance cost?
Based on the data provided, Drummondville shows the highest premium at $2500, followed by Longueuil ($1506) and Montreal ($1497).
Where is Ford Fusion insurance most affordable?
Saint-Jean-sur-Richelieu ($666) and Laval ($809) offer the lowest average premiums among the cities provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence a Ford Fusion's insurance premium?
Vehicle age, mileage, place of residence, and driver profile all influence the premium, which explains the significant gaps seen between cities, such as Drummondville ($2500) and Saint-Jean-sur-Richelieu ($666).
How can I get a better premium for a Ford Fusion?
Comparing quotes from several insurers remains the best way to spot price differences for the same profile, especially in cities where average premiums run higher.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this FORD FUSION page

The premiums above cover every version of the FORD FUSION, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
FUSION HEV 4DR 2010 - 2012
FUSION PLATINUM 4DR AWD 2017 - 2018
FUSION PLATINUM ENERGI 4DR 2017 - 2018
FUSION PLATINUM HEV 4DR 2017 - 2018
FUSION S 4DR 2006 - 2019
FUSION S HEV 4DR 2014 - 2018
FUSION SE 4DR 2006 - 2020
FUSION SE 4DR AWD 2013 - 2020
FUSION SE ENERGI 4DR 2013 - 2018
FUSION SE HEV 4DR 2013 - 2020
FUSION SE V6 4DR 2006 - 2012
FUSION SE V6 4DR AWD 2007 - 2009
Show the 11 other versions

FUSION SEL 4DR (2006 - 2020), FUSION SEL ENERGI 4DR (2019 - 2020), FUSION SEL HEV 4DR (2019 - 2020), FUSION SEL V6 4DR (2006 - 2012), FUSION SEL V6 4DR AWD (2007 - 2012), FUSION SPORT V6 4DR (2010 - 2012), FUSION SPORT V6 4DR AWD (2010 - 2018), FUSION TITANIUM 4DR (2013 - 2017), FUSION TITANIUM 4DR AWD (2013 - 2020), FUSION TITANIUM ENERGI 4DR (2013 - 2020), FUSION TITANIUM HEV 4DR (2013 - 2020)


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