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KIA FORTE 2012 Car Insurance

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The 2012 Kia Forte is an economical compact sedan valued for its reliability and affordable upkeep. Ideal for daily commuting, it appeals to drivers seeking a practical, low-cost vehicle to own.

KIA FORTE 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2012 Kia Forte fluctuate, moving from $883 to $919, then dropping to $620 in 2023, before rising gradually to $720 in 2025 and falling back to $637 in 2026. This variation reflects the vehicle's age and shifting insurance costs over the period.

To find the best insurance for your KIA FORTE 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA FORTE 2012 cost in Quebec?

Premiums are highest in Trois-Rivières ($1134), Saint-Jérôme ($1033), and Montreal ($891), while Gatineau ($284) and Laval ($353) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $427.28
GATINEAU $284.49
LAVAL $353.16
LÉVIS $367.33
MONTRÉAL $890.99
QUÉBEC $576.42
Saguenay $408.20
SAINT-JEAN-SUR-RICHELIEU $638.74
SAINT-JÉRÔME $1033.32
TERREBONNE $356.7
TROIS-RIVIÈRES $1133.88

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Kia Forte?
In 2026, the average premium for a 2012 Kia Forte is $637, after reaching $720 in 2025. Amounts vary by city and driver profile.
Has the premium for the 2012 Kia Forte changed much over the years?
Yes. Between 2021 and 2026, the premium fluctuated between $620 and $919, without a clear linear trend, reflecting market shifts and the vehicle's age.
Which city offers the lowest insurance cost for a 2012 Kia Forte?
Based on the data provided, Gatineau ($284) and Laval ($353) show the lowest average premiums for this model.
Why does Trois-Rivières show such a high premium for this model?
With an average premium of $1134, Trois-Rivières stands out clearly from the other cities provided, which may reflect local factors tied to claim frequency or driver profiles.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Are older vehicles like the 2012 Forte cheaper to insure?
Not necessarily. While replacement value is lower, other factors like parts availability and driver profile affect premiums, which range from $620 to $919 depending on the year.
How can I lower my premium for a 2012 Kia Forte?
Comparing quotes from several insurers and checking premiums by city of residence can reveal significant differences, as seen between Gatineau ($284) and Trois-Rivières ($1134).

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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