KIA FORTE 2021 Car Insurance

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The 2021 Kia Forte is an affordable compact sedan offering solid value for equipment, a generous warranty, and a comfortable ride. It appeals to drivers looking for a practical, economical car suited to daily city and highway driving.

KIA FORTE 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2021 Kia Forte fluctuate before rising sharply. After dropping from $1602 in 2021 to $1400 in 2022, they climb progressively to $1467, $1630, and $1827, then reach $2602 in 2026, marking a notable increase over the full period.

To find the best insurance for your KIA FORTE 2021 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your KIA FORTE 2021 cost in Quebec?

Premiums for the 2021 Kia Forte are highest in Montreal ($2791), Laval ($2409), and Repentigny ($2071), while Longueuil ($943), Brossard ($1346), and Gatineau ($1352) show the lowest amounts. The gap between the most expensive and most affordable cities exceeds $1800.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1346.15
DRUMMONDVILLE	$1660.96
LAVAL	$2409.15
LÉVIS	$1552.40
LONGUEUIL	$943.19
MONTRÉAL	$2919.35
QUÉBEC	$2055.12
REPENTIGNY	$2070.91
Saguenay	$1728.81
SAINT-JEAN-SUR-RICHELIEU	$1456.50
SAINT-JÉRÔME	$1954.77
SHERBROOKE	$1722.07
TERREBONNE	$1583.90
TROIS-RIVIÈRES	$1983.41

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2021 Kia Forte?

The average premium for a 2021 Kia Forte varies by reference year, ranging from $1400 in 2022 to $2602 in 2026, based on available data.

Why did the 2021 Kia Forte's premium rise so much by 2026?

After an initial drop to $1400 in 2022, the premium climbs gradually to reach $2602 in 2026, reflecting rising repair and parts replacement costs over time.

Which city offers the lowest insurance cost for a 2021 Kia Forte?

Based on the data provided, Longueuil ($943), Brossard ($1346), and Gatineau ($1352) show the lowest average premiums for this vehicle.

Why does Montreal show the highest premium for the 2021 Forte?

At $2791 on average, Montreal stands out due to heavy traffic density and a higher claims frequency compared to less urbanized regions.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence the premium for a 2021 Kia Forte?

Driver age, place of residence, claims history, and annual mileage are key factors, alongside city-to-city variation ranging from $943 to $2791.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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