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KIA FORTE 2012 Car Insurance

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The 2012 Kia Forte is an affordable compact sedan valued for its reliability and modest upkeep costs. Designed for everyday use, it appeals to drivers seeking an economical, no-frills vehicle for both city and highway driving.

KIA FORTE 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2012 Kia Forte fluctuate, moving from $927 to $919, then dropping to $620 in 2023 before rising to $720 in 2025 and falling again to $573 in 2026. This variation reflects the vehicle's aging depreciation rather than a clear linear trend.

To find the best insurance for your KIA FORTE 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA FORTE 2012 cost in Quebec?

Premiums are highest in Longueuil ($1322), Trois-Rivières ($1134), and Saint-Jérôme ($1033), while Gatineau ($284), Laval ($353), and Terrebonne ($357) show the lowest amounts. The gap between these cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $427.28
GATINEAU $284.49
LAVAL $353.16
LÉVIS $367.33
MONTRÉAL $521.68
QUÉBEC $370.52
Saguenay $408.20
SAINT-JEAN-SUR-RICHELIEU $638.74
SAINT-JÉRÔME $1033.32
SHERBROOKE $801.61
TERREBONNE $356.7
TROIS-RIVIÈRES $1133.88

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Kia Forte?
The average premium for a 2012 Kia Forte varies by year, ranging from $573 to $927 between 2021 and 2026, with a recent average around $573 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why does the premium for the 2012 Kia Forte vary so much year to year?
The vehicle's age, declining replacement value, and shifting claims profiles explain the variation, from $927 in 2021 down to $573 in 2026.
Which city has the highest insurance cost for a 2012 Kia Forte?
Based on the data provided, Longueuil shows the highest premium ($1322), followed by Trois-Rivières ($1134) and Saint-Jérôme ($1033).
Where is the 2012 Kia Forte cheapest to insure?
Gatineau ($284), Laval ($353), and Terrebonne ($357) post the lowest average premiums for this model.
What factors influence the premium for a 2012 Kia Forte?
The vehicle's age, claims history, region of residence, and driver profile are the main factors determining the insurance premium.
How can I lower my premium for a 2012 Kia Forte?
Comparing quotes from multiple insurers and adjusting coverage to match the vehicle's actual value often helps secure better conditions.

Offers received by our customers on KIA FORTE 2012 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026