KIA FORTE 2023 Car Insurance

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The 2023 Kia Forte is a compact sedan with dynamic styling, offering a solid balance of technology, comfort, and fuel economy. It appeals to drivers looking for an affordable, practical, and well-equipped vehicle for daily use.

KIA FORTE 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, the average premium for the 2023 Kia Forte fluctuates rather than following a linear trend, moving from $2030 to $2002 in 2023, dropping to $1806 in 2024, then rising again to $2001 in 2025 and $1996 in 2026. Overall, the amounts remain relatively stable over the observed period.

To find the best insurance for your KIA FORTE 2023 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your KIA FORTE 2023

How much does insurance for your KIA FORTE 2023 cost in Quebec?

Premiums are highest for the 2023 Kia Forte in Gatineau ($2929), Longueuil ($2854), and Montreal ($2782), while Saint-Jean-sur-Richelieu ($1313) and Terrebonne ($1536) show the lowest amounts. The gap between the most and least expensive cities exceeds $1600, reflecting significant geographic variation.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$2111.94
DRUMMONDVILLE	$2176.62
GATINEAU	$2929.48
LAVAL	$2512.35
LÉVIS	$1954.36
LONGUEUIL	$2853.53
MONTRÉAL	$2649.79
QUÉBEC	$1956.47
REPENTIGNY	$1764.15
Saguenay	$2430.59
SAINT-JEAN-SUR-RICHELIEU	$1313.37
SHERBROOKE	$1882.47
TERREBONNE	$1536.02
TROIS-RIVIÈRES	$2223.63

Frequently asked questions (FAQ)

How much does it cost to insure a 2023 Kia Forte?

The average premium for a 2023 Kia Forte varies by reference year, ranging between $1806 and $2030 based on the available data, with a recent average of about $1996 in 2026.

Has the premium for the 2023 Kia Forte increased since 2022?

Not consistently. It went from $2030 in 2022 to $2002 in 2023, then dropped to $1806 in 2024 before rising back to around $2000 in 2025 and 2026, suggesting relative stability rather than a continuous increase.

Which city has the highest insurance cost for a 2023 Kia Forte?

Based on the provided data, Gatineau shows the highest premium at $2929, followed by Longueuil ($2854) and Montreal ($2782).

Where is insurance for the 2023 Kia Forte the cheapest?

Saint-Jean-sur-Richelieu ($1313) and Terrebonne ($1536) show the lowest average premiums for this model among the cities provided.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why do premiums vary so much between cities for the same Kia Forte?

Claim frequency, traffic density, and theft rates specific to each region strongly influence premiums, explaining the gap of over $1600 between Gatineau and Saint-Jean-sur-Richelieu.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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