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KIA FORTE 2018 Car Insurance

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The 2018 Kia Forte is a practical, affordable compact sedan known for solid value and everyday reliability. It suits urban drivers seeking an economical, easy-to-maintain vehicle that is well equipped for its segment.

KIA FORTE 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, premiums for the 2018 Kia Forte generally rise, moving from $1052 to a peak of $1861, before dropping to $1405 in 2026. This recent fluctuation suggests a possible stabilization after several years of increase.

To find the best insurance for your KIA FORTE 2018 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA FORTE 2018 cost in Quebec?

Premiums are highest in Montreal ($2028), Gatineau ($2041), and Lévis ($1929), while Saint-Jérôme ($365) and Longueuil ($850) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1771.81
DRUMMONDVILLE $1231.13
GATINEAU $2041.32
LAVAL $1528.44
LÉVIS $1928.63
LONGUEUIL $850.2
MONTRÉAL $2027.87
QUÉBEC $1618.31
REPENTIGNY $955.34
Saguenay $1124.19
SAINT-JEAN-SUR-RICHELIEU $1270.47
SAINT-JÉRÔME $548.00
SHERBROOKE $1471.39
TERREBONNE $1893.50
TROIS-RIVIÈRES $1171.20

Frequently asked questions (FAQ)

How much does insurance cost for a 2018 Kia Forte?
The average premium for a 2018 Kia Forte reached $1861 in 2025, after rising from $1052 in 2021. In 2026, the average drops to $1405.
Has the premium for the 2018 Kia Forte changed much over time?
Yes. Between 2021 and 2025, the average premium nearly doubled, from $1052 to $1861, before falling back to $1405 in 2026 — a notable decline after the peak.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a 2018 Forte?
Based on the data provided, Saint-Jérôme ($365) and Longueuil ($850) post the lowest average premiums for this model.
Why does the premium vary so much between Montreal and Saint-Jérôme?
Traffic density, claim frequency, and regional risk profiles explain differences that can exceed $1600 between the highest- and lowest-cost cities.
What factors influence the premium for a 2018 Kia Forte?
Vehicle age, claims history, place of residence, and driver profile directly affect the premium, which has ranged between $1052 and $1861 across the years.
How can I compare premiums for a 2018 Kia Forte?
Getting multiple quotes from different insurers helps identify differences, which are especially significant for this model depending on your city of residence.

Offers received by our customers on KIA FORTE 2018 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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