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KIA FORTE 2021 Car Insurance

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The 2021 Kia Forte is an affordable compact sedan built around strong value, a generous warranty, and efficient fuel economy. It suits drivers looking for a practical, dependable vehicle for everyday use without surprises.

KIA FORTE 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2021 Kia Forte first fluctuates, dropping from $1695 to a low of $1407 in 2022, before rising sharply to $2466 in 2026. This recent increase mainly reflects higher repair and replacement costs.

To find the best insurance for your KIA FORTE 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA FORTE 2021 cost in Quebec?

Premiums for the 2021 Forte are highest in Montreal ($2902) and Laval ($2482), while Longueuil ($943) and Brossard ($1136) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1136.32
DRUMMONDVILLE $2145.56
GATINEAU $1526.54
LAVAL $2482.43
LÉVIS $1552.40
LONGUEUIL $943.19
MONTRÉAL $2902.43
QUÉBEC $2095.91
REPENTIGNY $2125.56
Saguenay $1548.02
SAINT-JEAN-SUR-RICHELIEU $1569.76
SAINT-JÉRÔME $1853.45
SHERBROOKE $1780.54
TERREBONNE $1535.82
TROIS-RIVIÈRES $2113.72

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Kia Forte?
Based on available data, the average premium for a 2021 Kia Forte has ranged between $1407 and $2466 depending on the year, reaching $2466 in 2026.
Has the premium for the 2021 Forte always increased?
No. The premium first dropped, from $1695 in 2021 to $1407 in 2022, before gradually climbing to $2466 by 2026.
Which city offers the lowest insurance cost for a 2021 Kia Forte?
Based on the data provided, Longueuil ($943) and Brossard ($1136) show the lowest average premiums for this model.
Why is the premium much higher in Montreal?
In Montreal, the average premium reaches $2902, compared to just $943 in Longueuil. Traffic density and higher claim frequency in urban areas explain much of this gap.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2021 Kia Forte?
Location, driver age, claims history, and parts costs all influence the premium, which varies significantly between $943 and $2902 depending on the city.
How can I lower my insurance cost for a 2021 Kia Forte?
Comparing quotes from several insurers and checking regional differences, which can exceed $1900 between certain cities, is an effective way to find a better price.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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