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KIA FORTE 2023 Car Insurance

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The 2023 Kia Forte is an affordable compact sedan valued for its generous warranty, fuel-efficient engine, and well-equipped trims. It appeals to drivers seeking a practical, reliable vehicle for everyday use at a controlled cost.

KIA FORTE 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, the average premium for the 2023 Kia Forte fluctuates rather than following a linear trend, moving from $1994 to $1962, dropping to $1803 in 2024, rising back to $2017 in 2025, then easing slightly to $1972 in 2026. Overall, the premium remains relatively stable over this period.

To find the best insurance for your KIA FORTE 2023 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA FORTE 2023 cost in Quebec?

The highest premiums for the 2023 Kia Forte are found in Gatineau ($2904), Montreal ($2650), and Saint-Jérôme ($2568), while Saint-Jean-sur-Richelieu ($1309), Terrebonne ($1586), and Lévis ($1755) show the lowest amounts. The gap between the most and least expensive cities exceeds $1500.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2470.86
DRUMMONDVILLE $2108.80
GATINEAU $2904.39
LAVAL $2202.29
LÉVIS $1755.20
LONGUEUIL $2453.70
MONTRÉAL $2649.66
QUÉBEC $1968.77
REPENTIGNY $1702.75
Saguenay $2430.59
SAINT-JEAN-SUR-RICHELIEU $1309.34
SAINT-JÉRÔME $2568.26
SHERBROOKE $1835.54
TERREBONNE $1585.86
TROIS-RIVIÈRES $2304.68

Frequently asked questions (FAQ)

How much does insurance cost for a 2023 Kia Forte?
The average premium for a 2023 Kia Forte varies by year, ranging between $1803 and $2017 from 2022 to 2026, with a recent average of about $1972 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Has the 2023 Kia Forte premium changed much since 2022?
Not in a linear way. It moved from $1994 in 2022 to $1803 in 2024, then to $2017 in 2025, settling around $1972 in 2026 — showing volatility rather than a clear trend.
Which city offers the lowest insurance cost for a 2023 Kia Forte?
Based on the data provided, Saint-Jean-sur-Richelieu ($1309) and Terrebonne ($1586) post the lowest average premiums for this model.
Why is the premium much higher in Gatineau?
In Gatineau, the average premium reaches $2904, well above the other cities provided, which may reflect local factors such as claim frequency or traffic density.
What factors influence the premium for a 2023 Kia Forte?
Driver age, place of residence, claims history, and annual mileage are among the most significant factors in determining the premium for this compact model.
How can I compare premiums for a 2023 Kia Forte?
Getting several quotes from different insurers allows you to compare amounts offered for the same profile and identify the most advantageous offer.

Offers received by our customers on KIA FORTE 2023 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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